58187 Oak Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58187 Oak Dr, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,044 sqft · built 1990
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$75,100 (Jul 2014)
Tax Bill$1,214 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN004-540-005-00

Property Details

APN / Parcel Number

Primary APN004-540-005-00

Interior

Full Baths2 Baths
Building Area1,044 sqft Living Area
1st Floor Area1,044 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleMobile Home
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions140 ft deep x 50 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address58187 OAK DR
CityTHREE RIVERS
StateMI
Zip49093-9578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 94 WALNUT RIDGE BEACH #1 SEC 18 T6S R12W. ALSO EASEMENT OVER LOT 69 WALNUT RIDGE BEACH.
Legal Range12W
Legal Township06S
Legal Section18
Legal SubdivisionWALNUT RIDGE BEACH
Legal Lot Number94
JurisdictionST JOSEPH MI
Township / Civil DivisionFABIUS
Census Block Group2
Census Block2014
Census Tract41102

Owner

58187 Oak Dr is owned by two individuals who bought it in July 2014.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record2 Individual Names on File
Mailing Address1017 HERRING ST, MARCELLUS, MI 49067
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2014 · Amount on File
Deed SaleJul 23, 2014 · Amount on File
Prior SaleMar 23, 1998
Deed Book / Page1752 / 210
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address58187 OAK DR, THREE RIVERS, MI 49093-9578
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11017 HERRING ST, MARCELLUS, MI 49067-9412

Mortgage

Document Number2026000571
DateJan 26, 2026
Instrument2026000571
Lender
NameCENTURY BANK & TRUST
TypeBank
AddressTHREE RIVERS, MI 49093
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueFeb 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 58187 Oak Dr was $1,214.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionFabius Township
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,300 Land $6,900 Building $49,400$112,600 Land $13,800 Building $98,800
2025$1,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58187 Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2008)
Most Recent ClaimFeb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58187 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Midwest Energy & Communications
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oak Dr

Nearby Streets

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