58111 Oak Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58111 Oak Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 696 sqft · built 1974
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$82,500 (Jun 2017)
Tax Bill	$477 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-540-010-00`

Property Details

APN / Parcel Number

Primary APN	`004-540-010-00`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	696 sqft Living Area
1st Floor Area	696 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	58111 OAK DR
City	THREE RIVERS
State	MI
Zip	49093-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 99 & 100 WALNUT RIDGE BEACH #1 SEC 18 T6S R12W. ALSO EASE OVER LOT 69 WALNUT RIDGE BEACH. (004-540-011-00 COMB W/ THIS P
Legal Range	12W
Legal Township	06S
Legal Section	18
Legal Subdivision	WALNUT RIDGE BEACH
Legal Lot Number	99-100
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2014
Census Tract	41102

Owner

Source: St. Joseph County records · APN 004-540-010-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	58111 OAK DR, THREE RIVERS, MI 49093-9578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 01, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GOODLEAP LLC
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Deed Book / Page	1874 / 840
Last Transfer Date	Jan 21, 2022
Transfer Doc	2022001015
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Recording Date	May 13, 2026
Property Address	58111 OAK DR, THREE RIVERS, MI 49093-9578
Document Number	0000004124
Instrument Date	May 05, 2026
Instrument	20264124
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58111 OAK DR, THREE RIVERS, MI 49093-9578
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004124,
Date	May 13, 2026
Instrument	20264124

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 01, 2022
Property Address	58111 OAK DR, THREE RIVERS, MI 49093-9578
Document Number	2022001015
Map Reference	LB 4 PG 48
Instrument Date	Jan 21, 2022
Instrument	2022001015
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	58111 OAK DR, THREE RIVERS, MI 49093-9578

Mortgage

Date	Feb 01, 2022

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 23, 2017
Property Address	58111 OAK DR, THREE RIVERS, MI 49093-9578
Document Number	1874/0840
Book / Page	1874 / 0840
Map Reference	LB4 PG48
Instrument Date	Jun 12, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58111 OAK DR, 58111, THREE RIVERS, MI 49093-9578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 LANE BLVD, KALAMAZOO, MI 49001-3840

Mortgage

Document Number	18740841
Date	Jun 23, 2017
Instrument	1874/0841

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,800 (+10.05%)	$133,600 (+10.05%)
2025	$477.00 Homeowner's exemption	$60,700 Land $9,400 Building $51,300	$121,400 Land $18,800 Building $102,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 84 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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