5818 Cardinal St, Mount Jackson, VA 22842 Property Records

Shenandoah County property record for 5818 Cardinal St, Mount Jackson, VA 22842

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 1976
Lot Size	0.236 acres (10,280 sqft)
Owner	Individual Name on File
Last Sale	$106,500 (Jan 2009)
Tax Bill	$890 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091A105-027`

Property Details

APN / Parcel Number

Primary APN	`091A105-027`
Alternative APN	`13250`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,280 sqft (0.236 acres)
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13250
Street Address	5818 CARDINAL ST
City	MOUNT JACKSON
State	VA
Zip	22842-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUTCH LANE SUBD LT 27
Legal Subdivision	DUTCH LANE SUBD
Legal Lot Number	27
Jurisdiction	SHENANDOAH VA
Township / Civil Division	2
Census Block Group	2
Census Block	2040
Census Tract	40700

Owner

5818 Cardinal St is owned and occupied by an individual who bought it in January 2009.

Source: Shenandoah County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	5818 CARDINAL ST, MOUNT JACKSON, VA 22842-9432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2009 · Amount on File
Deed Sale	Jan 8, 2009 · Amount on File
Deed Document Number	200984
Deed Book / Page	1436 / 18
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHENANDOAH VA
Recording Date	Sep 15, 2026
Property Address	5818 CARDINAL ST, MOUNT JACKSON, VA 22842-9432
Document Number	0000005151
Instrument Date	Sep 8, 2026
Instrument	20265151
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	5818 CARDINAL ST, MOUNT JACKSON, VA 22842-9432

Mortgage

Document Number	0000005151,
Date	Sep 15, 2026
Instrument	20265151

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 5818 Cardinal St was $890.

Source: Shenandoah County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Shenandoah County
Municipality	Mount Jackson Town
Unified School District	Shenandoah County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$890.00	$185,510 Land $54,810 Building $130,700	$185,510 Land $54,810 Building $130,700
2023	$771.00	$128,500 Land $39,500 Building $89,000	$128,500 Land $39,500 Building $89,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5818 Cardinal St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1985–1997)
Most Recent Claim	Jul 1997 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5818 Cardinal St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT JACKSON serves 1,864 people · EPA ID VA2171575
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20