Shenandoah County property record for 5848 Cardinal St, Mount Jackson, VA 22842
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 966 sqft · built 1974 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Aug 2026) |
| Tax Bill | $1,129 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091A105-071 |
| Primary APN | 091A105-071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 966 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Basement Area | 966 sqft |
| Finished Basement | 493 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,193 sqft (0.234 acres) |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20961 |
|---|---|
| Street Address | 5848 CARDINAL ST |
| City | MOUNT JACKSON |
| State | VA |
| Zip | 22842-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUTCH LANE LT 71 |
| Legal Subdivision | DUTCH LANE |
| Legal Lot Number | 71 |
| Jurisdiction | SHENANDOAH VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 40700 |
Source: Shenandoah County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5848 CARDINAL ST, MOUNT JACKSON, VA 22842-9434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed, Transfer · Conventional Mortgage TRUST BANK |
| Oct 20, 2025 | Gift Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Apr 7, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Jul 12, 2022 | Bargain and Sale Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | Apr 7, 2023 · Amount on Record |
| Deed Document Number | 20264342 |
| Prior Transfer Date | Oct 14, 2025 |
| Prior Transfer Doc | 0202505589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHENANDOAH VA |
| Recording Date | Aug 4, 2026 |
| Property Address | 5848 CARDINAL ST, MOUNT JACKSON, VA 22842-9434 |
| Document Number | 0000004342 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20264342 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,815.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5848 CARDINAL ST, MOUNT JACKSON, VA 22842-9434 |
| Document Number | 0000004343, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 20264343 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | SHENANDOAH VA |
| Recording Date | Oct 20, 2025 |
| Property Address | 5848 CARDINAL ST, MOUNT JACKSON, VA 22842-9434 |
| Document Number | 0202505589 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 202505589 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Title Company | UNKNOWN, QUALITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5848 CARDINAL ST, MOUNT JACKSON, VA 22842-9434 |
| Document Number | 0202505590 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 202505590 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SHENANDOAH VA |
| Recording Date | Apr 7, 2023 |
| Property Address | 5848 CARDINAL ST, MOUNT JACKSON, VA 22842-9434 |
| Document Number | 0202301533 |
| Map Reference | DOC 202204646 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 202301533 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5848 CARDINAL ST, MOUNT JACKSON, VA 22842-9434 |
| Document Number | 0202301534 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 202301534 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SHENANDOAH VA |
| Recording Date | Jul 12, 2022 |
| Property Address | 5848 CARDINAL ST, MOUNT JACKSON, VA 22842-9434 |
| Document Number | 0202204646 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 202204646 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 JUBILEE CT APT 208, 208, WINCHESTER, VA 22601-6131 |
| Document Number | 0202204647 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 202204647 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 1, 2023 |
Source: Shenandoah County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Shenandoah County |
| Municipality | Mount Jackson Town |
| Unified School District | Shenandoah County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,129.00 (-12%) | $235,299 (+17.3%) Land $60,899 Building $174,400 | $235,299 (+17.3%) Land $60,899 Building $174,400 |
| 2025 | $1,283.00 (+27.16%) | $200,600 (-) Land $39,500 Building $161,100 | $200,600 (-) Land $39,500 Building $161,100 |
| 2023 | $1,009.00 | $200,600 Land $39,500 Building $161,100 | $200,600 Land $39,500 Building $161,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1985–1997) |
| Most Recent Claim | Jul 1997 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT JACKSON serves 1,864 people · EPA ID VA2171575 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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