Shenandoah County property record for 5851 Cardinal St, Mount Jackson, VA 22842
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 920 sqft · built 1976 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,000 (Dec 2017) |
| Tax Bill | $1,008 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091A105-078 |
| Primary APN | 091A105-078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Basement Area | 920 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,195 sqft (0.257 acres) |
| Deck Area | 335 sqft |
|---|---|
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 23714 |
|---|---|
| Street Address | 5851 CARDINAL ST |
| City | MOUNT JACKSON |
| State | VA |
| Zip | 22842-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUTCH LANE SUBD LT 78 |
| Legal Subdivision | DUTCH LANE SUBD |
| Legal Lot Number | 78 |
| Jurisdiction | SHENANDOAH VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 40700 |
5851 Cardinal St is owned and occupied by an individual who bought it in December 2017.
Source: Shenandoah County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5851 CARDINAL ST, MOUNT JACKSON, VA 22842-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2017 | Deed of Trust, Mortgage VBS MORTGAGE LLC |
| Dec 15, 2017 | Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on File |
| Deed Sale | Dec 15, 2017 · Amount on File |
| Deed Document Number | 20176951 |
| Deed Book / Page | 1784 / 318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHENANDOAH VA |
| Property Address | 5851 CARDINAL ST, MOUNT JACKSON, VA 22842-9433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1784/0320 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 1784/0320 |
| Instrument | 170006952 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHENANDOAH VA |
| Recording Date | Dec 15, 2017 |
| Property Address | 5851 CARDINAL ST, MOUNT JACKSON, VA 22842-9433 |
| Document Number | 1784/0318 |
| Book / Page | 1784 / 0318 |
| Map Reference | MB1047 PG426 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 170006951 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & SETTLEM |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5851 CARDINAL ST, MOUNT JACKSON, VA 22842-9433 |
| Document Number | 1784/0320 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 1784/0320 |
| Instrument | 170006952 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 5851 Cardinal St was $1,008.
Source: Shenandoah County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Shenandoah County |
| Municipality | Mount Jackson Town |
| Unified School District | Shenandoah County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,008.00 | $210,110 Land $54,810 Building $155,300 | $210,110 Land $54,810 Building $155,300 |
| 2023 | $946.00 | $157,800 Land $39,500 Building $118,300 | $157,800 Land $39,500 Building $118,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5851 Cardinal St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective May 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1985–1997) |
| Most Recent Claim | Jul 1997 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5851 Cardinal St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT JACKSON serves 1,864 people · EPA ID VA2171575 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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