Fayette County property record for 5814 Harding Rd, Elgin, IA 52141
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,181 sqft · built 1900 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,000 (Dec 2005) |
| Tax Bill | $614 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0805100006 |
| Primary APN | 0805100006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| 1st Floor Area | 544 sqft |
| Attic | Attic |
| Attic Area | 299 sqft |
| Basement Area | 544 sqft |
| Unfinished Basement | 544 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Composition/Composite |
| Construction Type | Stone |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 28 sqft |
| Lean-To | Lean-To |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5814 HARDING RD |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PARCEL 'A' IN SW NW & NW SW SURVEY BK 12 PG 68 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 80600 |
Source: Fayette County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5814 HARDING RD, ELGIN, IA 52141-9684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2005 · Amount on File |
| Deed Sale | Dec 6, 2005 · Amount on File |
| Deed Document Number | 20053930 |
| Deed Book / Page | 2005 / 3930 |
| Prior Transfer Date | Dec 5, 2005 |
| Prior Transfer Doc | 02005/3931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 5814 HARDING RD, ELGIN, IA 52141-9684 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/2084 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 2020/2084 |
| Instrument | 2020-2084 |
| Name | ELGIN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Oct 21, 2044 |
| Rate Type | Fixed Rate |
|---|
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614.00 | $62,040 (-2.36%) Land $13,530 Building $48,510 | $62,040 (-2.36%) Land $13,530 Building $48,510 |
| 2025 | $614.00 (+0.99%) Homeowner's exemption | $63,540 (+17.91%) Land $13,530 Building $50,010 | $63,540 (+17.91%) Land $13,530 Building $50,010 |
| 2024 | $608.00 (+10.55%) | ||
| 2023 | $53,890 (+28.28%) Land $10,780 Building $43,110 | $53,890 (+28.28%) Land $10,780 Building $43,110 | |
| 2022 | $550.00 Homeowner's exemption Additional exemption filed | $42,010 Land $8,510 Building $33,500 | |
| 2021 | $42,010 Land $8,510 Building $33,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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