Fayette County property record for 5631 Harding Rd, Elgin, IA 52141
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,524 sqft · built 1928 |
| Lot Size | 121 acres (5,290,362 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,126 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0805300009 |
| Primary APN | 0805300009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Game Room | Game Room |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Vinyl |
| Construction Type | Tilt-Up Concrete |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,290,362 sqft (121 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 270 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 5631 HARDING RD |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S OF RD SE NW, N 3/4 SW EX N OF RD IN NW COR, |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 80600 |
5631 Harding Rd, a rural home, is owned by an individual.
Source: Fayette County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1006 MILL ST, 92, CLERMONT, IA 52135-4407 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 5631 Harding Rd was $4,126.
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,126.00 | $347,920 (-) Land $169,290 Building $178,630 | $347,920 (-) Land $169,290 Building $178,630 |
| 2025 | $4,126.00 (+0.1%) | $347,920 Land $169,290 Building $178,630 | $347,920 Land $169,290 Building $178,630 |
| 2024 | $4,122.00 | ||
| 2023 | $289,600 (+27.46%) Land $134,360 Building $155,240 | $289,600 Land $134,360 Building $155,240 | |
| 2022 | $3,884.00 Additional exemption filed | $227,200 Land $106,460 Building $120,740 | |
| 2021 | $227,200 Land $106,460 Building $120,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5631 Harding Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5631 Harding Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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