Fayette County property record for 5048 Harding Rd, Elgin, IA 52141
| Property Type | Commercial |
|---|---|
| Owner | Company Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 0805200003 |
| Primary APN | 0805200003 |
|---|
| Street Address | 5048 HARDING RD |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9688 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM 280' W OF NE COR SEC 5 TH W 120' S 120' E 120' N 120' TO BEG IN NE COR NE |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 80600 |
5048 Harding Rd, a commercial property, is owned by a company.
Source: Fayette County records, as of October 3, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4902 N BILTMORE LN, MADISON, WI 53718-2148 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Fayette County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
FEMA maps place 5048 Harding Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5048 Harding Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 100 / 20 |
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