Sacramento County property record for 5809 River Oak Way, Carmichael, CA 95608 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,702 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $928,000 (2023) |
| Tax Bill | $10,964.00 (2025) |
| Primary APN | 283-0422-009-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,702 sqft Living Area |
| 1st Floor | 1,702 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 512 sqft Garage |
| Pool Area | 14,339 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 5809 RIVER OAK WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-5551 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SHELFIELD OAKS, LOT 3 |
| Legal Subdivision | SHELFIELD OAKS |
| Legal Lot Number | 3 |
| Jurisdiction | SACRAMENTO CA |
| Minor Civil Division | SACRAMENTO |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 7702 |
Source: Sacramento County records · APN 283-0422-009-0000
Assessment roll updated July 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Living Trust |
| Date | Document |
|---|---|
| Jun 12, 2023 | Intrafamily Transfer, Transfer |
| May 30, 2023 | Grant Deed, Transfer · Conventional Mortgage ASSET FINANCIAL CENTER INC |
| Jul 07, 2021 | Intrafamily Transfer, Transfer |
| Oct 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) GUILD MTG |
| Jul 10, 2019 | Quit Claim Deed, Transfer CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO |
| Mar 29, 2019 | Grant Deed, Transfer · Conventional Mortgage GUILD MTG |
| Aug 17, 2018 | Quit Claim Deed, Transfer PLACER TITLE COMPANY |
| Aug 17, 2018 | Grant Deed, Construction Loan · Building or Construction Mortgage FINANCE OF AMERICA COM'L LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Book / Page | 20230530 / 293 |
| Prior Transfer Date | May 25, 2023 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 12, 2023 |
| Property Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Document Number | 0000000428 |
| Map Reference | MB 76 MAP 18 |
| Instrument Date | May 25, 2023 |
| Instrument | 202306120428 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 30, 2023 |
| Property Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Document Number | 0000000293 |
| Map Reference | MB 76 MAP 18 |
| Instrument Date | May 23, 2023 |
| Instrument | 202305300293 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000294 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 202305300294 |
| Name | ASSET FINANCIAL CENTER INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 07, 2021 |
| Property Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Document Number | 0000000745 |
| Map Reference | MB 76 MAP 18 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 202107070745 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Document Number | 2010190943 |
| Instrument Date | Oct 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5809 RIVER OAK WAY CARMICHAEL CA 956085551, CARMICHAEL, CA 95608-5551 |
| Document Number | 2010190943 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2010190943 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Document Number | 1909171322 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5809 RIVER OAK WAY CARMICHAEL CA 956085551, CARMICHAEL, CA 95608-5551 |
| Document Number | 1909171322 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 1909171322 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 10, 2019 |
| Property Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Document Number | 1907101022 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 1907101022 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3175 DATA DR #1410 RANCHO CORDOVA CA 956706008, 1410, RANCHO CORDOVA, CA 95670-6008 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 29, 2019 |
| Property Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Document Number | 1903290481 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 1903290481 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $781.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3175 DATA DR #1410 RANCHO CORDOVA CA 956706008, 1410, RANCHO CORDOVA, CA 95670-6008 |
| Document Number | 1903290482 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 1903290482 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Document Number | 1903290487, |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 1903290487 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 17, 2018 |
| Property Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Document Number | 1808170188 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 1808170188 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1281 MANCHESTER DR EL DORADO HILLS CA 957629615, EL DORADO HILLS, CA 95762-9615 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 17, 2018 |
| Property Address | 5809 RIVER OAK WAY, CARMICHAEL, CA 95608-5551 |
| Document Number | 1808170189 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 1808170189 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 29, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1281 MANCHESTER DR EL DORADO HILLS CA 957629615, EL DORADO HILLS, CA 95762-9615 |
| Document Number | 1808170190 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 1808170190 |
| Name | FINANCE OF AMERICA COM'L LLC |
|---|---|
| Address | CHARLOTTE, NC 28210 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 16, 2019 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $924,880 (+2%) Land $234,945 Building $689,935 | |
| 2025 | $10,964.00 (+2.16%) Homeowner's exemption | $906,746 (+19.11%) Land $230,339 Building $676,407 |
| 2024 | $10,732.00 (+16.32%) | |
| 2023 | $9,226.00 (+2.05%) Homeowner's exemption | $761,261 Land $214,439 Building $546,822 |
| 2022 | $9,041.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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