5741 River Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5741 River Oak Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,507 sqft · built 1975
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Tax Bill$1,366 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN283-0422-006-0000

Property Details

APN / Parcel Number

Primary APN283-0422-006-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,507 sqft Living Area
1st Floor Area1,507 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5741 RIVER OAK WAY
CityCARMICHAEL
StateCA
Zip95608-5559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionSHELFIELD OAKS, LOT 6
Legal SubdivisionSHELFIELD OAKS
Legal Lot Number6
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3013
Census Tract7702

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1980 FRENCH CAMP CIR, RANCHO CORDOVA, CA 95670-7769
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 14, 2010
Transfer Doc0000001338
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5741 RIVER OAK WAY, CARMICHAEL, CA 95608-5559
Transaction TypeMortgage
Record UpdatedFeb 8, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1980 FRENCH CAMP CIR, GOLD RIVER, CA 95670-7769

Mortgage

Document Number0000001059
DateJan 27, 2022
Instrument2022012701059
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$107,459 (+2%) Land $19,969 Building $87,490
2025$1,366.00 (+2.02%)$105,353 (+4.04%) Land $19,578 Building $85,775
2024$1,339.00 (+1.59%)
2023$1,318.00 (+1.93%)$101,265 Land $18,819 Building $82,446
2022$1,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims6 (1986–2017)
Claims Outside the SFHA3 of 6
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: Succeed.Net.

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