5810 Hannover Ter, Frederick, MD 21703 Property Records

Frederick County property record for 5810 Hannover Ter, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,936 sqft · built 1995
Lot Size	0.04 acres (1,746 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Dec 2019)
Tax Bill	$4,081 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-455226`

Property Details

APN / Parcel Number

Primary APN	`23-455226`
Alternative APN	`455226`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	696 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,746 sqft (0.04 acres)
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	455226
Street Address	5810 HANNOVER TER
City	FREDERICK
State	MD
Zip	21703-1839
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 215 PLAT 1 SEC 4 1,746 SQ. FT. HANNOVER
Legal Subdivision	HANNOVER 01 SEC 04
Legal Lot Number	215
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2003
Census Tract	751004

Owner

5810 Hannover Ter, a townhouse, is owned and occupied by two individuals who bought it in December 2019.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5810 HANNOVER TER, FREDERICK, MD 21703-1839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Prior Sale	Jun 16, 2011 · Amount on File
Deed Book / Page	13400 / 103
Prior Transfer Date	Nov 17, 2005
Prior Transfer Doc	0058930378
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 13, 2019
Property Address	5810 HANNOVER TER, FREDERICK, MD 21703-1839
Document Number	0134000103
Book / Page	13400 / 0103
Map Reference	MB 56 PL 94
Instrument Date	Oct 30, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5810 HANNOVER TER, FREDERICK, MD 21703-1839

Mortgage

Document Number	0134000110
Date	Dec 13, 2019
Instrument	13400/0110

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5810 Hannover Ter was $4,081, up 12.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,600 (+10.34%) Land $112,000 Building $248,600	$360,600 (-) Land $112,000 Building $248,600
2025	$4,081.00 (+12.27%)	$326,800	$360,600 Land $112,000 Building $248,600
2024	$3,635.00 (+16.32%)
2023	$3,125.00	$259,200 Land $79,000 Building $180,200	$259,200 Land $79,000 Building $180,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5810 Hannover Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5810 Hannover Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20