5804 Hannover Ter, Frederick, MD 21703 Property Records

Frederick County property record for 5804 Hannover Ter, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,786 sqft · built 1995
Lot Size	0.038 acres (1,662 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Jan 2002)
Tax Bill	$3,760 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-455188`

Property Details

APN / Parcel Number

Primary APN	`23-455188`
Alternative APN	`455188`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,786 sqft Living Area
1st Floor Area	696 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,662 sqft (0.038 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	455188
Street Address	5804 HANNOVER TER
City	FREDERICK
State	MD
Zip	21703-1839
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 212 PLAT 1 SEC 4 1,662 SQ. FT. HANNOVER
Legal Subdivision	HANNOVER
Legal Lot Number	212
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2003
Census Tract	751004

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5804 HANNOVER TER, FREDERICK, MD 21703-1839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2002 · Amount on Record
Deed Sale	Jan 24, 2002 · Amount on Record
Prior Sale	Oct 17, 1995 · Amount on Record
Deed Document Number	2002578
Deed Book / Page	3055 / 679
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5804 HANNOVER TER, FREDERICK, MD 21703-1839
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	COSMOPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140940357
Date	Sep 22, 2020
Book Page	14094/357

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,600 (+39.09%) Land $112,000 Building $219,600	$331,600 (+39.09%) Land $112,000 Building $219,600
2025	$3,760.00 (+30.46%)
2023	$2,882.00	$238,400 Land $79,000 Building $159,400	$238,400 Land $79,000 Building $159,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20