Frederick County property record for 5818 Hannover Ter, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,452 sqft · built 1996 |
| Lot Size | 0.038 acres (1,660 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Apr 2022) |
| Tax Bill | $3,127 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-455447 |
| Primary APN | 23-455447 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Total Area |
| 1st Floor Area | 748 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,660 sqft (0.038 acres) |
| Deck Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 455447 |
|---|---|
| Street Address | 5818 HANNOVER TER |
| City | FREDERICK |
| State | MD |
| Zip | 21703-1839 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 234 PLAT 2 SEC 4 1,660 SQ. FT. HANNOVER |
| Legal Subdivision | HANNOVER 2 SEC 4 |
| Legal Lot Number | 234 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 751004 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5818 HANNOVER TER, FREDERICK, MD 21703-1839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 7, 2022 | Deed, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORP |
| Feb 28, 2017 | Grant Deed, Transfer · VA Mortgage BANK OF KANSAS CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2022 · Amount on Record |
| Deed Sale | Apr 7, 2022 · Amount on Record |
| Prior Sale | Mar 1, 2017 · Amount on Record |
| Deed Document Number | 0015840265 |
| Deed Book / Page | 15840 / 265 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5818 HANNOVER TER, FREDERICK, MD 21703-1839 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0145650297 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 14565/297 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 7, 2022 |
| Property Address | 5818 HANNOVER TER, FREDERICK, MD 21703-1839 |
| Document Number | 0158400265 |
| Book / Page | 15840 / 265 |
| Map Reference | MB 56&127 |
| Instrument Date | Apr 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | CLEAR TITLE, CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5818 HANNOVER TER, FREDERICK, MD 21703-1839 |
| Document Number | 0015840271 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 15840/271 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 28, 2017 |
| Property Address | 5818 HANNOVER TER, FREDERICK, MD 21703-1839 |
| Document Number | 0116910223 |
| Book / Page | 011691 / 000223 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2017 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5818 HANNOVER TER FREDERICK MD 217031839, FREDERICK, MD 21703-1839 |
| Document Number | 116910229 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 011691/000229 |
| Name | BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,127.00 | $259,300 Land $79,000 Building $180,300 | $259,300 Land $79,000 Building $180,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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