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5810 Frances St, Crestview, FL 32539 Property Records

Okaloosa County property record for 5810 Frances St, Crestview, FL 32539 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,786 sqft · built 1994
Lot Size0.592 acres (25,830 sqft)
OwnerIndividual Name on File
Last Sale$399,900 (Aug 2024)
Tax Bill$124 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-9893-4

Property Details

APN / Parcel Number

Primary APNC56-000-597-9893-4
Alternative APN
  • 34-4N-23-238A-000B-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,786 sqft Heated Area
Gross Area2,716 sqft
1st Floor Area1,786 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area25,830 sqft (0.592 acres)
Garage TypeFinished
Garage Area462 sqft

Exterior Amenities

PorchOpen Porch
Porch Area238 sqft
Patio Area230 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5810 FRANCES ST
CityCRESTVIEW
StateFL
Zip32539-7114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTAFFORD EST LOT 9 BLK B
Legal Range23
Legal Township04N
Legal Section34
Legal SubdivisionSTAFFORD EST
Legal BlockB
Legal Lot Number9
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1007
Census Tract20303

Owner

Source: Okaloosa County records · APN C56-000-597-9893-4

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5810 FRANCES ST, CRESTVIEW, FL 32539-7114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2021Deed of Trust, Mortgage · Line of Credit
OKALOOSA COUNTY TEACHERS FCU
Apr 28, 2020Warranty Deed, Transfer · Conventional with PMI
MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2024 · Amount on Record
Deed SaleAug 06, 2024 · Amount on Record
Prior SaleApr 28, 2020 · Amount on Record
Deed Document Number3703785
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5810 FRANCES ST, CRESTVIEW, FL 32539-7114
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5810 FRANCES ST, CRESTVIEW, FL 32539-7114

Mortgage

Document Number0035904924
DateDec 03, 2021
Book Page3590/4924
Instrument3510109
Lender
NameOKALOOSA COUNTY TEACHERS FCU
TypeCredit Union
AddressCRESTVIEW, FL 32536
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 28, 2020
Property Address5810 FRANCES ST, CRESTVIEW, FL 32539-7114
Document Number0034584430
Book / Page003458 / 004430
Instrument DateApr 27, 2020
Instrument3354715
Transaction TypeTransfer
Record UpdatedJun 08, 2020
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5810 FRANCES ST CRESTVIEW FL 325397114, CRESTVIEW, FL 32539-7114

Mortgage

Document Number34584431
DateApr 28, 2020
Book Page003458/004431
Instrument3354716
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 27, 2050

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$124.00 (-91.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$285,025 (+54.06%) Land $34,863 Building $250,162$285,025 (+4.72%) Land $34,863 Building $250,162
2023$1,545.00 (+2.59%) Homeowner's exemption$185,006 (+3%)$272,188 (+7.9%) Land $29,620 Building $242,568
2022$1,506.00 Homeowner's exemption$179,617$252,255 Land $27,682 Building $224,573

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
11 of 12 on primary residences

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 971 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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