Okaloosa County property record for 5804 Frances St, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,914 sqft · built 1997 |
| Lot Size | 0.499 acres (21,775 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,500 (Jul 2019) |
| Tax Bill | $2,078 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-9891-8 |
| Primary APN | C56-000-597-9891-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,914 sqft Heated Area |
| Gross Area | 2,584 sqft |
| 1st Floor Area | 1,914 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 21,775 sqft (0.499 acres) |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5804 FRANCES ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-7114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STAFFORD EST LOT 6 BLK B |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 34 |
| Legal Subdivision | STAFFORD EST |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20303 |
Source: Okaloosa County records · APN C56-000-597-9891-8
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5804 FRANCES ST, CRESTVIEW, FL 32539-7114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on Record |
| Deed Sale | Jul 11, 2019 · Amount on Record |
| Prior Sale | Feb 29, 2016 · Amount on Record |
| Deed Document Number | 3290219 |
| Deed Book / Page | 3408 / 1077 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5804 FRANCES ST, CRESTVIEW, FL 32539-7114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5804 FRANCES ST, CRESTVIEW, FL 32539-7114 |
| Document Number | 0035084964 |
|---|---|
| Date | Dec 01, 2020 |
| Book Page | 3508/4964 |
| Instrument | 3411284 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5804 FRANCES ST, CRESTVIEW, FL 32539-7114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034332749 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 3433/2749 |
| Instrument | 3323993 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 11, 2019 |
| Property Address | 5804 FRANCES ST, CRESTVIEW, FL 32539-7114 |
| Document Number | 0034081077 |
| Book / Page | 3408 / 1077 |
| Map Reference | MB 12 PG 20 |
| Instrument Date | Jul 03, 2019 |
| Instrument | 3290219 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | BRADLEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,585.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22450 OLEAN BLVD, 22450, PORT CHARLOTTE, FL 33952-5644 |
| Name | Verified Name |
|---|---|
| Address | 5804 FRANCES ST, CRESTVIEW, FL 32539-7114 |
| Document Number | 0034081078 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 3408-1078 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,078.00 (-8.01%) Homeowner's exemption | $241,509 (-6.8%) Land $25,355 Building $216,154 | $241,509 (-6.8%) Land $25,355 Building $216,154 |
| 2023 | $2,259.00 (-4.12%) Homeowner's exemption | $259,141 (+4.73%) Land $21,541 Building $237,600 | $259,141 (+4.73%) Land $21,541 Building $237,600 |
| 2022 | $2,356.00 | $247,434 Land $20,132 Building $227,302 | $247,434 Land $20,132 Building $227,302 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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