Okaloosa County property record for 5808 Frances St, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,731 sqft · built 2001 |
| Lot Size | 0.557 acres (24,282 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,000 (Sep 2016) |
| Tax Bill | $1,411 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-9894-2 |
| Primary APN | C56-000-597-9894-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,731 sqft Heated Area |
| Gross Area | 2,483 sqft |
| 1st Floor Area | 1,731 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 24,282 sqft (0.557 acres) |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5808 FRANCES ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-7114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STAFFORD EST LOT 8 BLK B |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 34 |
| Legal Subdivision | STAFFORD EST |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20303 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5808 FRANCES ST, CRESTVIEW, FL 32539-7114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 11, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2016 · Amount on Record |
| Deed Sale | Sep 26, 2016 · Amount on Record |
| Prior Sale | Jul 7, 2003 · Amount on Record |
| Deed Document Number | 3091859 |
| Deed Book / Page | 3267 / 4548 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5808 FRANCES ST, CRESTVIEW, FL 32539-7114 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5808 FRANCES ST, CRESTVIEW, FL 32539-7114 |
| Document Number | 0036152293 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 3615/2293 |
| Instrument | 3541324 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5808 FRANCES ST, CRESTVIEW, FL 32539-7114 |
| Document Number | 0034501305 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5808 FRANCES ST CRESTVIEW FL 325397114, CRESTVIEW, FL 32539-7114 |
| Document Number | 0034501305 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 003450/001305 |
| Instrument | 3345217 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2050 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,411.00 (+6.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $176,501 (+5.99%) | $253,595 (-6.34%) Land $34,863 Building $218,732 |
| 2023 | $1,319.00 (+2.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $166,531 (+3%) | $270,765 (+8.22%) Land $29,620 Building $241,145 |
| 2022 | $1,283.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $161,681 | $250,206 Land $27,682 Building $222,524 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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