581 Union Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 581 Union Rd, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,102 sqft · built 1961
Lot Size	0.38 acres (16,553 sqft)
Owner	Owner Name on File
Last Sale	$290,000 (Jul 2003)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392613 50.09-1-12`

Property Details

APN / Parcel Number

Primary APN	`392613 50.09-1-12`
Alternative APNs	`261305000900010120000000` `00388260000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	270 ft deep x 60 ft wide
Patio Area	533 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00388260000
Old Parcel Number	261305000900010120000000
Street Address	581 UNION RD
City	SPRING VALLEY
State	NY
Zip	10977-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	LOT:12.000 BLK:1 SEC:50.09 DIST:392613 CITY/MUNI/TWP:NEW HEMPSTEAD
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2008
Census Tract	11510

Owner

Source: Rockland County and Ramapo Town assessment roll, APN 392613 50.09-1-12, as of May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	581 UNION RD, SPRING VALLEY, NY 10977-2115
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2003 · Amount on Record
Deed Sale	Jul 11, 2003 · Amount on Record
Prior Sale	Jul 25, 2001 · Amount on Record
Deed Document Number	2003-00048545
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	581 UNION RD, SPRING VALLEY, NY 10977-2115
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012869
Date	Apr 24, 2023
Instrument	2023-00012869

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2053

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll as of May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	New Hempstead Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2024	$41,800 (-) Land $11,600 Building $30,200	$538,660 (+1,188.66%) Land $149,485 Building $389,175
2023	$41,800 Land $11,600 Building $30,200	$41,800 Land $11,600 Building $30,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), as of August 19, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 86 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4303673, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.