577 Union Rd, #579, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 577 Union Rd, #579, Spring Valley, NY 10977

Property Summary

Property Type	Duplex
Details	10 bd · 4 ba · 5,488 sqft · built 2022
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on Record
Last Sale	$365,000 (Oct 2020)
Tax Bill	$4,427 (2023)
Deeds & Mortgages	May 2021 Mortgage Nov 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`392613 50.9-1-13`

Property Details

APN / Parcel Number

Primary APN	`392613 50.9-1-13`
Alternative APNs	`392613-050-009-0001-013-000-000` `261305000900010130000000` `392613 50.09-1-13` `00388270000`

Interior

Bedrooms	10 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,488 sqft Living Area
1st Floor Area	2,744 sqft
2nd Floor Area	1,374 sqft
Upper Floors Area	468 sqft
Attic	Attic
Attic Area	468 sqft
Game Room	Game Room

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	280 ft deep x 60 ft wide
View / Lot	Suburban
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	00388270000
Street Address	577 UNION RD, 579
City	SPRING VALLEY
State	NY
Zip	10977-2115
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	1
Legal Lot Number	13.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2008
Census Tract	11510

Owner

Source: Rockland County and Ramapo Town records, as of April 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	577 UNION RD, 579, SPRING VALLEY, NY 10977-2115
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage ACCOLEND LLC
Nov 21, 2024	Condominium Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 15, 2020	Bargain and Sale Deed, Transfer · Commercial Mortgage PRIVATE MONEY LENDERS LLC
May 1, 2019	Grant Deed, Transfer MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP
Feb 13, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	May 1, 2019 · Amount on Record
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	579 UNION RD, SPRING VALLEY, NY 10977-2115
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022625
Date	May 27, 2021
Instrument	2021-00022625

Lender

Name	ACCOLEND LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2022

Interest

Rate Type	Fixed Rate

November 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ROCKLAND NY
Recording Date	Nov 21, 2024
Property Address	579 UNION RD, SPRING VALLEY, NY 10977-2115
Document Number	0000033260
Map Reference	IN 2024-00017263
Instrument Date	Oct 30, 2024
Instrument	2024-00033260
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 N QUINCE LN, MONSEY, NY 10952-1528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OAK GLEN RD, MONSEY, NY 10952-3646

Mortgage

Document Number	0000033262
Date	Nov 21, 2024
Instrument	2024-00033262

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Oct 15, 2020
Property Address	579 UNION RD, SPRING VALLEY, NY 10977-2115
Document Number	0000029994
Instrument Date	Sep 1, 2020
Instrument	2020-00029994
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 LENORE AVE, 10, MONSEY, NY 10952-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 UNION RD, SPRING VALLEY, NY 10977-2115

Mortgage

Document Number	0000029995
Date	Oct 15, 2020
Instrument	2020-00029995

Lender

Name	PRIVATE MONEY LENDERS LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	May 1, 2019
Property Address	579 UNION RD, SPRING VALLEY, NY 10977-2115
Document Number	0000012210
Instrument Date	Apr 12, 2019
Instrument	12210
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP

Transaction

Amount	Amount Recorded
Tax	$2,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LENORE AVE MONSEY NY 109522705, MONSEY, NY 10952-2705

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Feb 13, 2019
Property Address	579 UNION RD, SPRING VALLEY, NY 10977-2115
Document Number	0000004270
Instrument Date	Feb 2, 2019
Instrument	4270
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	579 UNION RD SPRING VALLEY NY 109772115, SPRING VALLEY, NY 10977-2115

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	New Hempstead Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$72,500 (+99.18%) Land $23,600 Building $48,900	$30,800 (-)
2023	$4,427.00	$36,400 Land $11,600 Building $24,800	$30,800 Land $9,815 Building $20,985

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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