573 Union Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 573 Union Rd, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,192 sqft · built 2020
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (May 2019)
Tax Bill	$16,530 (2024)
Deeds & Mortgages	May 2024 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`392613 50.09-1-14.2`

Property Details

APN / Parcel Number

Primary APN	`392613 50.09-1-14.2`
Alternative APNs	`392613-050-009-0001-014-002-000` `392613 50.9-1-14.2` `00388290000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,192 sqft Living Area
1st Floor Area	1,680 sqft
2nd Floor Area	1,512 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Suburban
Porch	Open Porch
Porch Area	348 sqft
Canopy	61 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00388290000
Street Address	573 UNION RD
City	SPRING VALLEY
State	NY
Zip	10977-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	14.2
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2008
Census Tract	11510

Owner

Source: Rockland County and Ramapo Town records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	573 UNION RD, SPRING VALLEY, NY 10977-2115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage MOTY LLC
Jan 4, 2022	Deed of Trust, Mortgage · Construction Mortgage ACCOLEND LLC
Dec 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage ACCOLEND LLC
May 17, 2019	Grant Deed, Transfer · Conventional with PMI LIMA ONE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	573 UNION RD, SPRING VALLEY, NY 10977-2115
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	NOT AVAILABLE, NYAA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012205
Date	May 2, 2024
Instrument	2024-00012205

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

March 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Mar 25, 2024
Property Address	573 UNION RD, SPRING VALLEY, NY 10977-2115
Document Number	0000008527
Map Reference	BK 130 PG 72
Instrument Date	Feb 26, 2024
Instrument	2024-00008527
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	JUDICIAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	573 UNION RD, SPRING VALLEY, NY 10977-2115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 UNION RD, SPRING VALLEY, NY 10977-2115

Mortgage

Document Number	0000008528
Date	Mar 25, 2024
Instrument	2024-00008528

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	573 UNION RD, SPRING VALLEY, NY 10977-2115
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015966
Date	May 23, 2023
Instrument	2023-00015966

Lender

Name	MOTY LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	573 UNION RD, SPRING VALLEY, NY 10977-2115
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000224
Date	Jan 4, 2022
Instrument	2022-00000224

Lender

Name	ACCOLEND LLC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2022

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	573 UNION RD, SPRING VALLEY, NY 10977-2115
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055082
Date	Dec 29, 2021
Instrument	2021-00055082

Lender

Name	ACCOLEND LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2022

Interest

Rate Type	Fixed Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	May 17, 2019
Property Address	573 UNION RD, SPRING VALLEY, NY 10977-2115
Document Number	0000013772
Instrument Date	May 13, 2019
Instrument	13772
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	JODA ABSTRACT LLC, JODA ABS LLC

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 BLUEFIELD DR #101 SPRING VALLEY NY 109773369, 101, SPRING VALLEY, NY 10977-3369

Mortgage

Document Number	13773
Date	May 17, 2019
Instrument	13773

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Mortgage

Document Number	13774,
Date	May 17, 2019
Instrument	13774

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 16, 2020

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	New Hempstead Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$16,530.00	$72,500 (+0.28%) Land $17,400 Building $55,100	$37,100 (-)
2023		$72,300 Land $17,400 Building $54,900	$37,100 Land $8,929 Building $28,171

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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