554 Ruby Peak Ave, Mount Vernon, WA 98273 Property Records

Skagit County property record for 554 Ruby Peak Ave, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 2006
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Dec 2021)
Tax Bill	$3,735 (2022)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Mortgage + 3 more
APN	`4892-000-057-0000`

Property Details

APN / Parcel Number

Primary APN	`4892-000-057-0000`
Alternative APN	`P124590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,420 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	760 sqft
2nd Floor Area	660 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	150 sqft
Patio Area	50 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P124590
Street Address	554 RUBY PEAK AVE
City	MOUNT VERNON
State	WA
Zip	98273-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57, PLAT OF SKAGIT HIGHLAND DIVISION NO. 3, ACCORDING TO THE PLAT THEREOF, RECORDED UNDER AUDITORS FILE NO. 200605150163,
Legal Range	04E
Legal Township	34N
Legal Section	22
Legal Quarter	NE
Legal Subdivision	SKAGIT HLNDS DIV 03
Legal Lot Number	57
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3019
Census Tract	952304

Owner

Source: Skagit County records, as of July 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	95TH PLACE SOUTHWEST G26, G26, MUKILTEO, WA 98275
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FIN'L SVCS INC
Feb 23, 2018	Special Warranty Deed, Transfer · VA Mortgage HOMESTREET BANK
Feb 23, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Feb 1, 2018 · Amount on Record
Deed Document Number	202112170043
Last Transfer Date	Dec 17, 2021
Transfer Doc	0000000043
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Dec 17, 2021
Property Address	554 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Document Number	0000000043
Map Reference	AF 200605150163
Instrument Date	Dec 16, 2021
Instrument	202112170043
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,445.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 NOTTINGHAM DR, 15, HOWELL, NJ 07731-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95TH PLACE SOUTHWEST #626 # 626, 626, MUKILTEO, WA 98275

Mortgage

Document Number	0000000044
Date	Dec 17, 2021
Instrument	202112170044

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	554 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110190028
Date	Oct 19, 2021
Instrument	202110190028

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	554 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Document Number	0008260208
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	554 RUBY PEAK AVE MOUNT VERNON WA 982738921, MOUNT VERNON, WA 98273-8921

Mortgage

Document Number	0008260208
Date	Aug 26, 2020
Instrument	8260208

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Feb 23, 2018
Property Address	554 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Document Number	0000000080
Map Reference	FILE200605150163
Instrument Date	Feb 1, 2018
Instrument	201802230080
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,953.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7161 BISHOP RD STE 250, 7161, PLANO, TX 75024-3651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921

Mortgage

Document Number	0000000081
Date	Feb 23, 2018
Instrument	201802230081

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Feb 23, 2018
Property Address	554 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Document Number	0002230079
Instrument Date	Jan 25, 2018
Instrument	2230079
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$4,953.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7161 BISHOP RD #250 PLANO TX 750243651, 250, PLANO, TX 75024-3651
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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