581 Meredith Ave, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 581 Meredith Ave, Nipomo, CA 93444

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,828 sqft · built 2009
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (May 2017)
Tax Bill	$10,309 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092-311-010`

Property Details

APN / Parcel Number

Primary APN	`092-311-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,828 sqft Living Area
Gross Area	2,627 sqft

Exterior

Year Built	Built 2009
Construction Type	Wood
Lot Area	39,204 sqft (0.9 acres)
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Street Address	581 MEREDITH AVE
City	NIPOMO
State	CA
Zip	93444-9415
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PM 71/27-29 PAR 2
Legal Subdivision	PARCEL MAP CO 04-0342
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1011
Census Tract	12405

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	581 MEREDITH AVE, NIPOMO, CA 93444-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2017	Grant Deed, Transfer · ARM GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	Oct 30, 2009 · Amount on Record
Deed Document Number	2017020318
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	581 MEREDITH AVE, NIPOMO, CA 93444-9415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 MEREDITH AVE, NIPOMO, CA 93444-9415

Mortgage

Document Number	0000054381
Date	Sep 30, 2020
Instrument	2020054381

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	581 MEREDITH AVE, NIPOMO, CA 93444-9415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052736
Date	Nov 25, 2019
Instrument	2019052736

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 10, 2017
Property Address	581 MEREDITH AVE, NIPOMO, CA 93444-9415
Document Number	0000020318
Map Reference	PM CO04-0342 MB71
Instrument Date	Mar 27, 2017
Instrument	2017020318
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	581 MEREDITH AVE, NIPOMO, CA 93444-9415

Mortgage

Document Number	0000020319
Date	May 10, 2017
Instrument	2017020319

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,309.00 (+4.66%)	$968,756 (+4.04%) Land $464,232 Building $504,524
2023	$9,850.00 (+7.42%)	$931,140 Land $446,206 Building $484,934
2022	$9,170.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch WiFi Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Peak WiFi, Verizon.

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