581 E Ocean Dr, #26, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 581 E Ocean Dr, #26, Key Colony Beach, FL 33051

Property Summary

Property TypeTimeshare
Details2 bd · 2 ba · 1,197 sqft · built 1958
Lot Size2.13 acres (93,010 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Jul 2021)
Tax Bill$4,735 (2024)
Flood ZoneZone AE (high risk)
APN00074020-001400

Property Details

APN / Parcel Number

Primary APN00074020-001400
Alternative APNs
  • 04663300074020001400
  • 1079367

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,197 sqft Living Area

Exterior

Year BuiltBuilt 1958
Lot Area93,010 sqft

Location & Zoning

Account Number1079367
Old Parcel Number04663300074020001400
Street Address581 E OCEAN DR # 26, 26
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Specialized > Timeshare
Legal DescriptionAPARTMENT 26 SUNSET BEACH APARTMENTS OR804-1980 OR1109-88 OR1636-1239 OR1636-1241 OR1645-1967 OR1645-1969 OR2018-1297
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1006
Census Tract971001

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 510323, KEY COLONY BEACH, FL 33051-0323
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2021 · Amount on Record
Deed SaleJul 1, 2021 · Amount on Record
Deed Document Number0031191891
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$464,926 (+4.68%) Building $464,926$464,926 (+4.68%) Building $464,926
2024$4,735.00 (+6.96%)
2023$4,427.00 (+13.83%)$444,132 (+25.45%) Building $444,132$444,132 (+25.45%) Building $444,132
2022$3,889.00$354,024 Building $354,024$354,024 Building $354,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 558 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 409 condo units
Nearby Flood Claims861 (1979–2026)
Claims Outside the SFHA1 of 861
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 469 claims
  • Hurricane Wilma, Oct 2005 · 45 claims
  • Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications.

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