Monroe County property record for 581 E Ocean Dr, #27, Key Colony Beach, FL 33051
| Property Type | Timeshare |
|---|---|
| Details | 2 bd · 2 ba · 1,197 sqft · built 1958 |
| Lot Size | 2.13 acres (93,010 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,070 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00074020-003200 |
| Primary APN | 00074020-003200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,197 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Lot Area | 93,010 sqft |
| Account Number | 8588909 |
|---|---|
| Old Parcel Number | 04663300074020003200 |
| Street Address | 581 E OCEAN DR # 27, 27 |
| City | KEY COLONY BEACH |
| State | FL |
| Zip | 33051 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Timeshare |
| Legal Description | APARTMENT 27 SUNSET BEACH APARTMENTS OR882-546/47 OR958-2480 OR1571-929/30 OR2676-102/04 OR2782-2432/34 |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 04 |
| Legal Subdivision | KEY COLONY BEACH |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 971001 |
581 E Ocean Dr, #27 is held in a trust since March 2014.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 13583 LANDSER PL, CARMEL, IN 46033-9310 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2014 |
| Deed Sale | Mar 1, 2014 |
| Deed Document Number | 0002676102 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key Colony Beach City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $438,672 Building $438,672 | $438,672 Building $438,672 | |
| 2024 | $4,070.00 (+6.91%) | ||
| 2023 | $3,807.00 (+13.78%) | $419,309 (+25.02%) Building $419,309 | $419,309 (+25.02%) Building $419,309 |
| 2022 | $3,346.00 | $335,401 Building $335,401 | $335,401 Building $335,401 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 581 E Ocean Dr, #27 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 558 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 967 units insured incl. 409 condo units |
| Nearby Flood Claims | 861 (1979–2026) |
| Claims Outside the SFHA | 1 of 861 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 581 E Ocean Dr, #27 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications.
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