581 E Ocean Dr, #21, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 581 E Ocean Dr, #21, Key Colony Beach, FL 33051

Property Summary

Property TypeTimeshare
Details2 bd · 2 ba · 1,197 sqft · built 1958
Lot Size2 acres (93,010 sqft)
OwnerCompany Name on Record
Tax Bill$4,558 (2025)
Flood ZoneZone AE (high risk)
APN00074020-001100

Property Details

APN / Parcel Number

Primary APN00074020-001100
Alternative APNs
  • 04663300074020001100
  • 1079332

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,197 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCondo/Apartment
Lot Area93,010 sqft (2 acres)

Location & Zoning

Account Number1079332
Street Address581 E OCEAN DR, 21
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Specialized > Timeshare
Local Zoning CodeINC
Legal DescriptionAPARTMENT 21 SUNSET BEACH APARTMENTS OR758-34 OR1258-2403 OR1591-1781/82 OR1793-1159/60 OR1946-1334/35 OR2647-151 OR3190-1109
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1006
Census Tract971001

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address310 STALLION RD, ABILENE, TX 79606-6721
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2013
Deed SaleAug 1, 2013
Prior SaleOct 30, 2003 · Amount on Record
Deed Book / Page2647 / 151
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,558.00 (+5.14%)$465,376 (+4.62%) Building $465,376$465,376 (+4.62%) Building $465,376
2024$4,335.00 (+6.83%)
2023$4,058.00 (+13.86%)$444,820 (+25.04%) Building $444,820$444,820 (+25.04%) Building $444,820
2022$3,564.00$355,746 Building $355,746$355,746 Building $355,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 558 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 409 condo units
Nearby Flood Claims861 (1979–2026)
Claims Outside the SFHA1 of 861
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 469 claims
  • Hurricane Wilma, Oct 2005 · 45 claims
  • Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications.

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