581 Clover Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 581 Clover Dr, Algonquin, IL 60102 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4,354 sqft · built 2003
Lot Size0.42 acres (18,305 sqft)
OwnerIndividual Name on File
Last Sale$226,500 (May 2016)
Tax Bill$12,467 (2024)
Deeds & MortgagesAug 2021 Mortgage
Feb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN18-36-130-004

Property Details

APN / Parcel Number

Primary APN18-36-130-004

Interior

Building Area4,354 sqft Living Area
Basement Area1,411 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area18,305 sqft (0.42 acres)
Garage Area747 sqft
Patio Area547 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address581 CLOVER DR
CityALGONQUIN
StateIL
Zip60102-6521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0003624 LT 64 TERRACE LAKES SUB UNIT 3
Legal SubdivisionTERRACE LAKES SUB
Legal Lot Number64
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group3
Census Block3008
Census Tract871107

Owner

Source: McHenry County records · APN 18-36-130-004

Assessment roll updated June 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address581 CLOVER DR, ALGONQUIN, IL 60102-6521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
KEY MORTGAGE SERVICES INC
Feb 02, 2018Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2016 · Amount on Record
Deed SaleMay 31, 2016 · Amount on Record
Prior SaleAug 12, 2005 · Amount on Record
Deed Document Number201618308
Last Transfer DateJan 30, 2018
Transfer Doc0000003624
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address581 CLOVER DR, ALGONQUIN, IL 60102-6521
Transaction TypeMortgage
Record UpdatedSep 02, 2021
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045489
DateAug 19, 2021
Instrument2021R0045489
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateFeb 02, 2018
Property Address581 CLOVER DR, ALGONQUIN, IL 60102-6521
Document Number0000003624
Instrument DateJan 30, 2018
Instrument3624
Transaction TypeTransfer
Record UpdatedMay 04, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 CLOVER DR ALGONQUIN IL 601026521, ALGONQUIN, IL 60102-6521

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated June 30, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionGrafton Township
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$12,467.00$177,463 (+22.25%) Land $17,702 Building $159,761$532,389 (+22.25%) Land $53,106 Building $479,283
2022Homeowner's exemption$145,162 Land $14,480 Building $130,682$435,486 Land $43,440 Building $392,046

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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