McHenry County property record for 561 Clover Dr, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4,842 sqft · built 2003 |
| Lot Size | 0.432 acres (18,822 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,917 (Oct 2003) |
| Tax Bill | $13,493 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-130-006 |
| Primary APN | 18-36-130-006 |
|---|
| Building Area | 4,842 sqft Living Area |
|---|---|
| Basement Area | 1,687 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 18,822 sqft (0.432 acres) |
| Garage Area | 710 sqft |
| Pool Type | In-Ground Pool |
| Pool Area | 659 sqft |
| Patio Area | 1,262 sqft |
| Cooling System | Central |
|---|
| Street Address | 561 CLOVER DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0021382 LT 62 TERRACE LAKES SUB UNIT 3 |
| Legal Subdivision | TERRACE LAKES SUB |
| Legal Lot Number | 62 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 871107 |
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 561 CLOVER DR, ALGONQUIN, IL 60102-6521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 19, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2003 · Amount on Record |
| Deed Sale | Oct 2, 2003 · Amount on Record |
| Deed Document Number | 2003136930 |
| Last Transfer Date | Nov 28, 2006 |
| Transfer Doc | 0000090141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 561 CLOVER DR, ALGONQUIN, IL 60102-6521 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 561 CLOVER DR, ALGONQUIN, IL 60102-6521 |
| Document Number | 0000034900 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2025R0034900 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 561 CLOVER DR, ALGONQUIN, IL 60102-6521 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005953 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020R0005953 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 28, 2030 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $13,493.00 | $191,406 (+22.25%) Land $17,702 Building $173,704 | $574,218 (+22.25%) Land $53,106 Building $521,112 |
| 2022 | Homeowner's exemption | $156,567 Land $14,480 Building $142,087 | $469,701 Land $43,440 Building $426,261 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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