McHenry County property record for 551 Clover Dr, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,321 sqft · built 2003 |
| Lot Size | 0.489 acres (21,302 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $350,000 (Jun 2015) |
| Tax Bill | $12,693 (2024) |
| Deeds & Mortgages | Sep 2026 Sale Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-130-007 |
| Primary APN | 18-36-130-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,606 sqft Living Area |
| Basement Area | 2,285 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick/Wood |
| Lot Area | 21,302 sqft (0.489 acres) |
| Garage Area | 722 sqft |
| Patio Area | 558 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 551 CLOVER DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2015R0022035 LT 61 TERRACE LAKES SUB UNIT 3 |
| Legal Subdivision | TERRACE LAKES SUB |
| Legal Lot Number | 61 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 871107 |
Source: McHenry County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 551 CLOVER DR, ALGONQUIN, IL 60102-6521 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on Record |
| Deed Sale | Jun 19, 2015 · Amount on Record |
| Prior Sale | Sep 2, 2003 · Amount on Record |
| Deed Document Number | 201522035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 14, 2026 |
| Property Address | 551 CLOVER DR, ALGONQUIN, IL 60102-6521 |
| Document Number | 0000026759 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202626759 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 551 CLOVER DR, ALGONQUIN, IL 60102-6521 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 551 CLOVER DR, ALGONQUIN, IL 60102-6521 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000019790 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 2017R0019790 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 551 CLOVER DR, ALGONQUIN, IL 60102-6521 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050911 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020R0050911 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $12,693.00 | $180,529 (+22.25%) Land $17,702 Building $162,827 | $541,587 (+22.25%) Land $53,106 Building $488,481 |
| 2022 | Homeowner's exemption | $147,670 Land $14,480 Building $133,190 | $443,010 Land $43,440 Building $399,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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