581 Cedar Spring St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 581 Cedar Spring St, Gaithersburg, MD 20877

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,700 sqft · built 2006
Lot Size	0.027 acres (1,191 sqft)
Owner	2 Individual Names on File
Last Sale	$532,500 (Dec 2021)
Tax Bill	$6,783 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03517290`

Property Details

APN / Parcel Number

Primary APN	`09-03517290`
Alternative APN	`03517290`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,700 sqft Living Area
Gross Area	3,160 sqft
1st Floor Area	800 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,191 sqft (0.027 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03517290
Street Address	581 CEDAR SPRING ST
City	GAITHERSBURG
State	MD
Zip	20877-3333
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	HIDDEN CREEK
Legal Subdivision	HIDDEN CREEK
Legal Block	M
Legal Lot Number	103
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1002
Census Tract	700726

Owner

Source: Montgomery County records · APN 09-03517290

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	581 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Feb 20, 2007 · Amount on Record
Deed Book / Page	64893 / 107
Prior Transfer Date	May 08, 2013
Prior Transfer Doc	0468920387
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 23, 2021
Property Address	581 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3333
Document Number	0648930107
Book / Page	64893 / 107
Map Reference	PL 23291
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	FLYNN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	581 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3333

Mortgage

Document Number	0064893113
Date	Dec 23, 2021
Instrument	64893/113

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2037

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,100 (+9.08%) Land $150,000 Building $394,100	$544,100 (-) Land $150,000 Building $394,100
2025	$6,783.00 (+10.51%)	$498,800 (+22.2%)	$544,100 (+33.29%) Land $150,000 Building $394,100
2024	$6,138.00 (+14.09%)
2023		$408,200 Land $150,000 Building $258,200	$408,200 Land $150,000 Building $258,200
2022	$5,380.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 460 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.