569 Cedar Spring St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 569 Cedar Spring St, Gaithersburg, MD 20877

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,700 sqft · built 2006
Lot Size	0.047 acres (2,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Feb 2017)
Tax Bill	$6,407 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03517324`

Property Details

APN / Parcel Number

Primary APN	`09-03517324`
Alternative APN	`03517324`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,700 sqft Living Area
Gross Area	3,160 sqft
1st Floor Area	800 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,025 sqft (0.047 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03517324
Street Address	569 CEDAR SPRING ST
City	GAITHERSBURG
State	MD
Zip	20877-3333
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	HIDDEN CREEK
Legal Subdivision	HIDDEN CREEK
Legal Block	M
Legal Lot Number	106
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1002
Census Tract	700726

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	569 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 8, 2017	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2017 · Amount on Record
Deed Sale	Feb 8, 2017 · Amount on Record
Prior Sale	Apr 6, 2007 · Amount on Record
Deed Book / Page	53741 / 193
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	569 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3333
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	NATIONAL ASSURANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0622570436
Date	Mar 18, 2021
Book Page	62257/436

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Nov 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	569 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3333
Document Number	0587270281
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	569 CEDAR SPRING ST GAITHERSBURG MD 208773333, GAITHERSBURG, MD 20877-3333

Mortgage

Document Number	0587270281
Date	Dec 19, 2019
Book Page	058727/000281

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 18, 2034

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 8, 2017
Property Address	569 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3333
Document Number	0537410192
Book / Page	053741 / 000192
Instrument Date	Jan 5, 2017
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	569 CEDAR SPRING ST GAITHERSBURG MD 208773333, GAITHERSBURG, MD 20877-3333

Mortgage

Document Number	537410199
Date	Feb 8, 2017
Book Page	053741/000199

Lender

Name	CORNERSTONE MTG SVCS
Type	Mortgage Company
Address	GAITHERSBURG, MD 20877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,700 (+6.13%) Land $150,000 Building $348,700	$498,700 (-) Land $150,000 Building $348,700
2025	$6,407.00 (+37.02%)	$469,900 (+13.97%)	$498,700 (+20.96%) Land $150,000 Building $348,700
2023		$412,300 Land $150,000 Building $262,300	$412,300 Land $150,000 Building $262,300
2022	$4,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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