577 Cedar Spring St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 577 Cedar Spring St, Gaithersburg, MD 20877 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,700 sqft · built 2006
Lot Size	0.027 acres (1,191 sqft)
Owner	Individual Name on File
Last Sale	$409,000 (Jul 2016)
Tax Bill	$6,460 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03517302`

Property Details

APN / Parcel Number

Primary APN	`09-03517302`
Alternative APN	`03517302`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,700 sqft Living Area
Gross Area	3,160 sqft
1st Floor Area	800 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,191 sqft (0.027 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03517302
Street Address	577 CEDAR SPRING ST
City	GAITHERSBURG
State	MD
Zip	20877-3333
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HIDDEN CREEK
Legal Subdivision	HIDDEN CREEK
Legal Block	M
Legal Lot Number	104
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1002
Census Tract	700726

Owner

Source: Montgomery County records · APN 09-03517302

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	577 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2016 · Amount on Record
Deed Sale	Jul 20, 2016 · Amount on Record
Prior Sale	Apr 06, 2007 · Amount on Record
Deed Book / Page	52490 / 443
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	577 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3333
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3333

Mortgage

Document Number	0606110008
Date	Sep 28, 2020
Book Page	60611/8

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Jul 01, 2046

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,900 (+7.37%) Land $150,000 Building $358,900	$508,900 (-) Land $150,000 Building $358,900
2025	$6,460.00 (+39.31%)	$473,967 (+17.29%)	$508,900 (+25.93%) Land $150,000 Building $358,900
2023		$404,100 Land $150,000 Building $254,100	$404,100 Land $150,000 Building $254,100
2022	$4,637.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.