5806 Mercantile Dr W, Frederick, MD 21703 Property Records

Frederick County property record for 5806 Mercantile Dr W, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 1,800 sqft · built 2006
Lot Size	0.042 acres (1,826 sqft)
Owner	Individual Name on Record
Last Sale	$393,000 (Apr 2023)
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-455781`

Property Details

APN / Parcel Number

Primary APN	`23-455781`
Alternative APN	`455781`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,380 sqft Living Area
1st Floor Area	920 sqft
Basement Area	580 sqft
Finished Basement	580 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,826 sqft (0.042 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	455781
Street Address	5806 MERCANTILE DR W
City	FREDERICK
State	MD
Zip	21703-1838
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 265 PLAT 2 SEC 4 1,826 SQ. FT. HANNOVER
Legal Subdivision	HANNOVER 02 SEC 04
Legal Lot Number	265
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2003
Census Tract	751004

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5806 MERCANTILE DR W, FREDERICK, MD 21703-1838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Aug 2, 2006 · Amount on Record
Deed Book / Page	16383 / 500
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 3, 2023
Property Address	5806 MERCANTILE DR W, FREDERICK, MD 21703-1838
Document Number	0163830500
Book / Page	16383 / 500
Map Reference	MB 56 PL 127
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 MAROON CT, FREDERICK, MD 21702-6453

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5806 MERCANTILE DR W, FREDERICK, MD 21703-1838
Investor	Possibly a Property Investor

Mortgage

Document Number	0016383507
Date	Apr 3, 2023
Instrument	16383/507

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,200 (+44.88%) Land $112,000 Building $290,200	$402,200 (+44.88%) Land $112,000 Building $290,200
2025	$3,861.00 (+15.56%)
2023	$3,341.00	$277,600 Land $79,000 Building $198,600	$277,600 Land $79,000 Building $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20