5805 Mercantile Dr W, Frederick, MD 21703 Property Records

Frederick County property record for 5805 Mercantile Dr W, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 2,160 sqft · built 2005
Lot Size	0.038 acres (1,660 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2022)
Tax Bill	$4,162 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-455536`

Property Details

APN / Parcel Number

Primary APN	`23-455536`
Alternative APN	`455536`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,660 sqft (0.038 acres)
Garage Type	Built-in
Garage Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	455536
Street Address	5805 MERCANTILE DR W
City	FREDERICK
State	MD
Zip	21703-1821
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 241 PLAT 2 SEC 4 1,660 SQ. FT. HANNOVER
Legal Subdivision	HANNOVER 02 SEC 04
Legal Lot Number	241
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2008
Census Tract	751004

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5805 MERCANTILE DR W, FREDERICK, MD 21703-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Apr 30, 2013 · Amount on Record
Deed Book / Page	15891 / 80
Prior Transfer Date	Feb 13, 2012
Prior Transfer Doc	0088290262
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 29, 2022
Property Address	5805 MERCANTILE DR W, FREDERICK, MD 21703-1821
Document Number	0158910080
Book / Page	15891 / 80
Map Reference	MB 56 PL 127
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5805 MERCANTILE DR W, FREDERICK, MD 21703-1821

Mortgage

Document Number	0001589187
Date	Apr 29, 2022
Instrument	15891/87

Lender

Name	TRUSTWORTHY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,900 (+12.74%) Land $112,000 Building $263,900	$375,900 (-) Land $112,000 Building $263,900
2025	$4,162.00 (+15.26%)	$333,433 (+34.18%)	$375,900 (+51.27%) Land $112,000 Building $263,900
2024	$3,611.00 (+20.37%)
2023	$3,000.00	$248,500 Land $79,000 Building $169,500	$248,500 Land $79,000 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20