5804 Mercantile Dr W, Frederick, MD 21703 Property Records

Frederick County property record for 5804 Mercantile Dr W, Frederick, MD 21703 · Last verified July 2026

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 2,380 sqft · built 2006
Lot Size	0.042 acres (1,826 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jan 2023)
Tax Bill	$88 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-455803`

Property Details

APN / Parcel Number

Primary APN	`23-455803`
Alternative APN	`455803`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,380 sqft Gross Area
1st Floor Area	900 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,826 sqft (0.042 acres)
Deck Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	455803
Street Address	5804 MERCANTILE DR W
City	FREDERICK
State	MD
Zip	21703-1838
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 266 PLAT 2 SEC 4 1,826 SQ. FT. HANNOVER
Legal Subdivision	HANNOVER
Legal Lot Number	266
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2003
Census Tract	751004

Owner

Source: Frederick County records · APN 23-455803

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5804 MERCANTILE DR W, FREDERICK, MD 21703-1838
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 02, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 18, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Book / Page	16300 / 374
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5804 MERCANTILE DR W, FREDERICK, MD 21703-1838
Transaction Type	Mortgage
Record Updated	May 01, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0167510075
Date	Feb 02, 2024
Book Page	16751/75

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5804 MERCANTILE DR W, FREDERICK, MD 21703-1838
Transaction Type	Mortgage
Record Updated	Apr 03, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5804 MERCANTILE DR W, FREDERICK, MD 21703-1838

Mortgage

Document Number	0167510075
Date	Feb 02, 2024
Book Page	16751/75

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 18, 2023
Property Address	5804 MERCANTILE DR W, FREDERICK, MD 21703-1838
Document Number	0163000374
Book / Page	16300 / 374
Map Reference	MB 56 PG 127
Instrument Date	Dec 27, 2022
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	BLUE RIDGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5804 MERCANTILE DR W, FREDERICK, MD 21703-1838

Mortgage

Document Number	0016300378
Date	Jan 18, 2023
Instrument	16300/378

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$88.00 (-97.45%)	$369,367 (+28.83%)	$410,700 (+43.25%) Land $112,000 Building $298,700
2023	$3,448.00	$286,700 Land $79,000 Building $207,700	$286,700 Land $79,000 Building $207,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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