5805 Cactus Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 5805 Cactus Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1987
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jul 2021)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Jul 2021 Sale Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5050-0223-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5050-0223-0050`
Alternative APNs	`00471652` `471652`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	1,236 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	496 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00471652
Street Address	5805 CACTUS CIR
City	SPRING HILL
State	FL
Zip	34606-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 5 BLK 223 LOT 5
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 5
Legal Block	223
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3063
Census Tract	41401

Owner

5805 Cactus Cir is owned and occupied by an individual who bought it in July 2021.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	5805 CACTUS CIR, SPRING HILL, FL 34606-5522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT
Mar 30, 2020	Warranty Deed, Transfer CAPSTONE TITLE LLC
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Mar 30, 2020 · Amount on File
Deed Document Number	202156319
Deed Book / Page	4032 / 1462
Prior Transfer Date	Nov 5, 2016
Prior Transfer Doc	0035260525
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 28, 2021
Property Address	5805 CACTUS CIR, SPRING HILL, FL 34606-5522
Document Number	0040321462
Book / Page	4032 / 1462
Map Reference	MB 7 PG 96-107
Instrument Date	Jul 12, 2021
Instrument	2021056319
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5805 CACTUS CIR, 5805, SPRING HILL, FL 34606-5522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5805 CACTUS CIR, SPRING HILL, FL 34606-5522

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 30, 2020
Property Address	5805 CACTUS CIR, SPRING HILL, FL 34606-5522
Document Number	0038240070
Book / Page	003824 / 000070
Instrument Date	Mar 26, 2020
Instrument	20499
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,119.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5805 CACTUS CIR SPRING HILL FL 346065522, SPRING HILL, FL 34606-5522

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5805 CACTUS CIR, SPRING HILL, FL 34606-5522
Document Number	0035361200
Book / Page	003536 / 001200
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5805 CACTUS CIR SPRING HILL FL 346065522, SPRING HILL, FL 34606-5522

Mortgage

Document Number	0035361200
Date	Dec 20, 2017
Book Page	003536/001200
Instrument	71567

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Dec 19, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5805 Cactus Cir was $3,091 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,091.00 Homeowner's exemption	$207,559	$213,833 Land $30,500 Building $183,333
2023		$195,834 (+3%) Land $18,849 Building $176,985
2022	$2,373.00 Homeowner's exemption	$190,130 Land $21,100 Building $169,030	$206,349 Land $28,000 Building $178,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5805 Cactus Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5805 Cactus Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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