5769 Cactus Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 5769 Cactus Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,735 sqft · built 2024
Lot Size	0.341 acres (14,866 sqft)
Owner	Individual Name on File
Last Sale	$345,800 (Aug 2024)
Tax Bill	$3,782 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5050-0224-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5050-0224-0010`
Alternative APNs	`00245158` `245158`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area
Gross Area	2,383 sqft
1st Floor Area	1,735 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Block/Stucco
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,866 sqft (0.341 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	442 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00245158
Street Address	5769 CACTUS CIR
City	SPRING HILL
State	FL
Zip	34606-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 5 BLK 224 LOT 1
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 5
Legal Block	224
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3009
Census Tract	41401

Owner

5769 Cactus Cir is owned and occupied by an individual who bought it in August 2024.

Source: Hernando County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5769 CACTUS CIR, SPRING HILL, FL 34606-5518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 7, 2021	Warranty Deed, Transfer
Oct 7, 2021	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	Oct 7, 2021 · Amount on File
Deed Document Number	202451036
Deed Book / Page	4459 / 506
Prior Transfer Date	Nov 1, 2000
Prior Transfer Doc	1374001663
Record Updated	Oct 29, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 20, 2024
Property Address	5769 CACTUS CIR, SPRING HILL, FL 34606-5518
Document Number	0044590506
Book / Page	4459 / 506
Map Reference	MB 7 PG 96
Instrument Date	Aug 6, 2024
Instrument	2024051036
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,420.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5769 CACTUS CIR, SPRING HILL, FL 34606-5518

Mortgage

Document Number	0004459508
Date	Aug 20, 2024
Instrument	4459/508

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 7, 2021
Property Address	5769 CACTUS CIR, SPRING HILL, FL 34606-5518
Document Number	0040670072
Book / Page	4067 / 72
Map Reference	MB 7 PG 107
Instrument Date	Sep 30, 2021
Instrument	2021075562
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 E MADISON ST STE 916, 916, TAMPA, FL 33602-4617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

October 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 7, 2021
Property Address	5769 CACTUS CIR, SPRING HILL, FL 34606-5518
Document Number	0040661917
Book / Page	4066 / 1917
Map Reference	MB 7 PGH 96-107
Instrument Date	Sep 30, 2021
Instrument	2021075523
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 26 BELL BLVD, BAYSIDE, NY 11360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E MADISON ST STE 916, 916, TAMPA, FL 33602-4617
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5769 Cactus Cir was $3,782.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,782.00	$255,928	$333,616 Land $45,341 Building $288,275
2023		$34,504
2022	$569.00		$41,625 Land $41,625

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5769 Cactus Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5769 Cactus Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	PCUD-PASCO COUNTY REGIONAL PWS
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

Nearby Properties on Cactus Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures