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5770 Cactus Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 5770 Cactus Cir, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,760 sqft · built 1982
Lot Size0.27 acres (11,741 sqft)
Owner2 Individual Names on Record
Last Sale$328,000 (Aug 2024)
Tax Bill$4,024 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5050-0225-0170

Property Details

APN / Parcel Number

Primary APNR32-323-17-5050-0225-0170
Alternative APNs
  • 00472036
  • 472036

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,760 sqft Living Area
Gross Area2,326 sqft
1st Floor Area1,760 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1992
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,741 sqft (0.27 acres)
Lot Dimensions125 ft deep x 95 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00472036
Street Address5770 CACTUS CIR
CitySPRING HILL
StateFL
Zip34606-5517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 5 BLK 225 LOT 17
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UN 5
Legal Block225
Legal Lot Number17
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3033
Census Tract41401

Owner

Source: Hernando County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5770 CACTUS CIR, SPRING HILL, FL 34606-5517
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2024 · Amount on Record
Deed SaleAug 22, 2024 · Amount on Record
Prior SaleAug 12, 1997 · Amount on Record
Deed Document Number202451733
Deed Book / Page4460 / 813
Prior Transfer DateJan 14, 2005
Prior Transfer Doc0019661564
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address5770 CACTUS CIR, SPRING HILL, FL 34606-5517
Document Number0034811512
Book / Page003481 / 001512
Instrument DateMay 11, 2017
Transaction TypeMortgage
Record UpdatedJul 21, 2017
Title CompanyREPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5770 CACTUS CIR SPRING HILL FL 346065517, SPRING HILL, FL 34606-5517

Mortgage

Document Number0034811512
DateJun 26, 2017
Book Page003481/001512
Instrument35850
Lender
NameEXPEDITE HM LNS
AddressFORT WAYNE, IN 46804
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,024.00 (+613.48%)$233,463 (+204.21%) Land $35,810 Building $197,653$233,463 (+3.44%) Land $35,810 Building $197,653
2023$76,743 (+3%) Land $76,743
2022$564.00 Homeowner's exemption$74,508$225,703 Land $32,875 Building $192,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims5 (1993–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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