5804 Lemen Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5804 Lemen Rd, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 848 sqft · built 1920
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2017)
Tax Bill	$5,189 (2024)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-12-300-002-000`

Property Details

APN / Parcel Number

Primary APN	`10-12-300-002-000`
Alternative APN	`10120000000801 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	848 sqft Living Area
1st Floor Area	848 sqft
Basement Area	848 sqft
Unfinished Basement	848 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	108,900 sqft (2.5 acres)
Garage Area	380 sqft
Porch	Slab
Porch Area	114 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5804 LEMEN RD
City	WATERLOO
State	IL
Zip	62298-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART TAX LOT 10
Legal Range	10W
Legal Township	03S
Legal Section	12
Legal Lot Number	10
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1009
Census Tract	600501

Owner

Source: Monroe County records · APN 10-12-300-002-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5804 LEMEN RD, WATERLOO, IL 62298-3330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA NATIONAL BANK
Dec 29, 2017	Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	2017393695
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5804 LEMEN RD, WATERLOO, IL 62298-3330
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412367
Date	Nov 10, 2020
Instrument	412367

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5804 LEMEN RD, WATERLOO, IL 62298-3330
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401635
Date	May 28, 2019
Instrument	401635

Lender

Name	COLUMBIA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Dec 29, 2017
Property Address	5804 LEMEN RD, WATERLOO, IL 62298-3330
Document Number	0000393695
Map Reference	PG 477
Instrument Date	Dec 28, 2017
Instrument	393695
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5804 LEMEN RD, WATERLOO, IL 62298-3330

Mortgage

Document Number	0000393696
Date	Dec 29, 2017
Instrument	393696

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,650 (+12.06%) Land $12,500 Building $80,150	$277,950 (+12.06%) Land $37,500 Building $240,450
2024	$5,189.00
2022	Additional exemption filed	$82,680 Land $12,500 Building $70,180	$248,040 Land $37,500 Building $210,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993, alluvial fan flooding, Severe Storms & Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
HTC Holding	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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