5372 Lemen Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5372 Lemen Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1962
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Tax Bill	$3,170 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-401-001-000`

Property Details

APN / Parcel Number

Primary APN	`10-13-401-001-000`
Alternative APN	`10130400002400 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,802 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	28,750 sqft (0.66 acres)
Garage Area	462 sqft
Porch	Porch
Porch Area	112 sqft
Patio Area	673 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5372 LEMEN RD
City	WATERLOO
State	IL
Zip	62298-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	TAX LOT 5 & 16.5' STRIP IN NW SE
Legal Range	10W
Legal Township	03S
Legal Section	13
Legal Lot Number	5
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1009
Census Tract	600501

Owner

Source: Monroe County records · APN 10-13-401-001-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 262, WATERLOO, IL 62298-0262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Feb 17, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 17, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5372 LEMEN RD, WATERLOO, IL 62298-3320
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428027
Date	Feb 23, 2023
Instrument	428027

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.88%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Feb 17, 2023
Property Address	5372 LEMEN RD, WATERLOO, IL 62298-3320
Document Number	0000427959
Map Reference	MB A PG 40
Instrument Date	Feb 17, 2023
Instrument	427959
Transaction Type	Transfer
Record Updated	Mar 08, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 262, WATERLOO, IL 62298-0262

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Feb 17, 2023
Property Address	5372 LEMEN RD, WATERLOO, IL 62298-3320
Document Number	0000427960
Map Reference	MB A PG 40
Instrument Date	Feb 16, 2023
Instrument	427960
Transaction Type	Transfer
Record Updated	Mar 08, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 262, WATERLOO, IL 62298-0262

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,640 (+9.57%) Land $6,940 Building $55,700	$187,920 (+9.57%) Land $20,820 Building $167,100
2024	$3,170.00
2022	Additional exemption filed	$57,170 Land $6,940 Building $50,230	$171,510 Land $20,820 Building $150,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
HTC Holding DSL	50 / 10

Based on FCC filings for 3 locations within half a mile of this property.

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