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5769 Lemen Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5769 Lemen Rd, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,620 sqft · built 2003
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Feb 2022)
Tax Bill$7,335 (2024)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Mar 2021 Mortgage
Flood ZoneZone A (high risk)
APN10-11-400-001-000

Property Details

APN / Parcel Number

Primary APN10-11-400-001-000
Alternative APN
  • 10110000000501 00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,620 sqft Building Perimeter
1st Floor Area1,524 sqft
Upper Floors Area96 sqft
Basement Area464 sqft
Unfinished Basement464 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area435,600 sqft (10 acres)
Garage TypeBuilt-in
Garage Area576 sqft
DrivewayConcrete Driveway
Driveway Area598 sqft

Exterior Amenities

PorchSlab
Porch Area228 sqft
Deck Area180 sqft
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5769 LEMEN RD
CityWATERLOO
StateIL
Zip62298-3327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART NW SE
Legal Range10W
Legal Township03S
Legal Section11
JurisdictionMONROE IL
Township / Civil Division12
Census Block Group1
Census Block1021
Census Tract600501

Owner

Source: Monroe County records · APN 10-11-400-001-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5769 LEMEN RD, WATERLOO, IL 62298-3327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 18, 2022 · Amount on Record
Deed SaleFeb 18, 2022 · Amount on Record
Deed Document Number2022422750
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateFeb 18, 2022
Property Address5769 LEMEN RD, WATERLOO, IL 62298-3327
Document Number0000422750
Instrument DateFeb 18, 2022
Instrument422750
Transaction TypeTransfer
Record UpdatedMar 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$622.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5769 LEMEN RD, WATERLOO, IL 62298-3327

Mortgage

Document Number0000422751
DateFeb 18, 2022
Instrument422751
Lender
NameFIRST NATIONAL BANK WATERLOO
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5769 LEMEN RD, WATERLOO, IL 62298-3327
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000415534
DateMar 10, 2021
Instrument415534
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$131,520 (+12.44%) Land $29,200 Building $102,320$394,560 (+12.44%) Land $87,600 Building $306,960
2024$7,335.00
2022Additional exemption filed$116,970 Land $29,200 Building $87,770$350,910 Land $87,600 Building $263,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Claims1 (1993)
Most Recent ClaimAug 1993, alluvial fan flooding, Severe Storms & Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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