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5800 Vernedale Rd, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 5800 Vernedale Rd, Charlotte, NC 28212

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,826 sqft · built 1987
Lot Size0.275 acres (11,987 sqft)
OwnerIndividual Name on Record
Last Sale$108,000 (Jan 2007)
Tax Bill$2,845 (2023)
Deeds & MortgagesJul 2022 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN103-072-20

Property Details

APN / Parcel Number

Primary APN103-072-20

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,826 sqft Heated Area
Gross Area2,550 sqft
1st Floor Area1,826 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area11,987 sqft (0.275 acres)
Garage Area550 sqft
PorchPorch
Porch Area174 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number103-072-20
Street Address5800 VERNEDALE RD
CityCHARLOTTE
StateNC
Zip28212-2171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL88 BA M21-33
Legal SubdivisionCEDAR COVE SEC 04
Legal BlockA
Legal Lot Number88
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1000
Census Tract1607

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5800 VERNEDALE RD, CHARLOTTE, NC 28212-2171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2007 · Amount on Record
Deed SaleJan 3, 2007 · Amount on Record
Prior SaleMar 3, 2006 · Amount on Record
Deed Document Number0021594314
Deed Book / Page21594 / 314
Record UpdatedJun 7, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5800 VERNEDALE RD, CHARLOTTE, NC 28212-2171
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000105459
DateJul 19, 2022
Book Page37509/444
Instrument2022105459
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5800 VERNEDALE RD, CHARLOTTE, NC 28212-2171
Document Number0000130884
Book / Page032150 / 000858
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedOct 11, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5800 VERNEDALE RD CHARLOTTE NC 282122171, CHARLOTTE, NC 28212-2171

Mortgage

Document Number0000130884
DateSep 27, 2017
Book Page032150/000858
Instrument130884
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 26, 2032

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1984)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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