5720 Vernedale Rd, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 5720 Vernedale Rd, Charlotte, NC 28212

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,826 sqft · built 1986
Lot Size0.279 acres (12,163 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Jul 2021)
Tax Bill$3,811 (2023)
Deeds & MortgagesJul 2021 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN103-072-21

Property Details

APN / Parcel Number

Primary APN103-072-21

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,826 sqft Heated Area
Gross Area2,451 sqft
1st Floor Area1,826 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area12,163 sqft (0.279 acres)
Garage Area550 sqft
PorchPorch
Porch Area75 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number103-072-21
Street Address5720 VERNEDALE RD
CityCHARLOTTE
StateNC
Zip28212-2111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL89 BA M21-33
Legal SubdivisionCEDAR COVE SEC 04
Legal BlockA
Legal Lot Number89
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1000
Census Tract1607

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5720 VERNEDALE RD, CHARLOTTE, NC 28212-2111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 30, 2019Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2021 · Amount on Record
Deed SaleJul 16, 2021 · Amount on Record
Prior SaleSep 30, 2019 · Amount on Record
Deed Document Number0036303405
Deed Book / Page36303 / 405
Record UpdatedJun 7, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 16, 2021
Property Address5720 VERNEDALE RD, CHARLOTTE, NC 28212-2111
Document Number0000137716
Book / Page36303 / 405
Map ReferenceMB 21 PG 33
Instrument DateJul 13, 2021
Instrument2021137716
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7596 E 29TH AVE # AVE6, AVE6, DENVER, CO 80238-2791

Transferred To (Grantee/Buyer)

NameVerified Name
Address5720 VERNEDALE RD, CHARLOTTE, NC 28212-2111

Mortgage

Document Number0000137717
DateJul 16, 2021
Instrument2021137717
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 30, 2019
Property Address5720 VERNEDALE RD, CHARLOTTE, NC 28212-2111
Document Number0000130511
Book / Page33899 / 092
Map ReferenceMB 21 PG 33
Instrument DateSep 26, 2019
Instrument2019130511
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 LAFAYETTE PL APT 2, 10, BURLINGTON, VT 05401-3702

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130512
DateSep 30, 2019
Instrument2019130512
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1984)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber.

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