5715 Vernedale Rd, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 5715 Vernedale Rd, Charlotte, NC 28212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 1964
Lot Size	0.649 acres (28,284 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Jun 2018)
Tax Bill	$4,087 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-082-06`

Property Details

APN / Parcel Number

Primary APN	`103-082-06`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,830 sqft Heated Area
Gross Area	2,390 sqft
1st Floor Area	1,830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	28,284 sqft (0.649 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	103-082-06
Street Address	5715 VERNEDALE RD
City	CHARLOTTE
State	NC
Zip	28212-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-17MF
Legal Description	DIST:1 CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 103 PG 8
Legal Subdivision	CHAPEL POINT
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2005
Census Tract	1609

Owner

5715 Vernedale Rd is owned and occupied by an individual who bought it in June 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5715 VERNEDALE RD, CHARLOTTE, NC 28212-2110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 13, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Aug 17, 2017	Trustee's Deed, Foreclosure · Line of Credit OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on File
Deed Sale	Jun 13, 2018 · Amount on File
Prior Sale	Aug 17, 2017 · Amount on File
Deed Document Number	0032750643
Deed Book / Page	32750 / 643
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5715 VERNEDALE RD, CHARLOTTE, NC 28212-2110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122546
Date	Aug 7, 2020
Book Page	34900/662
Instrument	2020122546

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Sep 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 13, 2018
Property Address	5715 VERNEDALE RD, CHARLOTTE, NC 28212-2110
Document Number	0000072911
Book / Page	32750 / 643
Instrument Date	Jun 12, 2018
Instrument	2018072911
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	BARRISTERS TITLE SVCS OF THE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1433 EMERYWOOD DR, 1433, CHARLOTTE, NC 28210-4105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5715 VERNEDALE RD, CHARLOTTE, NC 28212-2110

Mortgage

Document Number	0000072912
Date	Jun 13, 2018
Instrument	2018072912

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 17, 2017
Property Address	5715 VERNEDALE RD, CHARLOTTE, NC 28212-2110
Document Number	0000111762
Book / Page	032050 / 000469
Instrument Date	May 23, 2017
Instrument	111762
Transaction Type	Foreclosure
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3105 HEATHER RIDGE CT CHARLOTTE NC 282269546, CHARLOTTE, NC 28226-9546

Mortgage

Document Number	111763
Date	Aug 17, 2017
Book Page	032050/000471
Instrument	111763

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	PHOENIX, AZ 85004

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 5715 Vernedale Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5715 Vernedale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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