San Mateo County property record for 580 Terrace Ave, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,430 sqft · built 1981 |
| Lot Size | 0.185 acres (8,063 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,000 (Mar 1998) |
| Tax Bill | $5,707 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-061-270 |
| Primary APN | 056-061-270 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,430 sqft Living Area |
| 1st Floor Area | 2,430 sqft |
| Family Room | Family Room |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 8,063 sqft (0.185 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 580 TERRACE AVE |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10000 |
| Legal Description | LOTS 36 37 38 BLK 1 NEWPORT TERRACE TRACT RSM 4/1 |
| Legal Subdivision | NEWPORT TERRACE TRACT |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 613501 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 422 BEACH AVE, HALF MOON BAY, CA 94019-1404 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 1998 · Amount on Record |
| Deed Sale | Mar 19, 1998 · Amount on Record |
| Prior Sale | Oct 25, 1994 · Amount on Record |
| Deed Document Number | 199837002 |
| Prior Transfer Date | Oct 21, 1994 |
| Prior Transfer Doc | 0000165028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 580 TERRACE AVE, HALF MOON BAY, CA 94019-1548 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 420 BEACH AVE, HALF MOON BAY, CA 94019-1404 |
| Document Number | 0000149498 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-149498 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Address | EL MONTE, CA 91731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,174 (+2%) Land $132,776 Building $226,398 | ||
| 2025 | $5,707.00 (+11.62%) | $352,132 (+4.04%) Land $130,173 Building $221,959 | |
| 2023 | $5,113.00 (+3.73%) | $338,460 Land $125,119 Building $213,341 | $1,630,890 |
| 2022 | $4,929.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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