570 Terrace Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 570 Terrace Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1981
Lot Size	0.185 acres (8,063 sqft)
Owner	2 Company Names on Record
Last Sale	$555,000 (May 2002)
Tax Bill	$11,050 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-061-280`

Property Details

APN / Parcel Number

Primary APN	`056-061-280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Family Room	Family Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	8,063 sqft (0.185 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	570 TERRACE AVE
City	HALF MOON BAY
State	CA
Zip	94019-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 33, 34,35 BLOCK 1 NEWPORT TERRACE TRACT RSM 4/1
Legal Subdivision	NEWPORT TERRACE TRACT
Legal Block	1
Legal Lot Number	33
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2046
Census Tract	613501

Owner

Source: San Mateo County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	570 TERRACE AVE, HALF MOON BAY, CA 94019-1548
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2002 · Amount on Record
Deed Sale	May 24, 2002 · Amount on Record
Deed Document Number	2002102170
Last Transfer Date	Feb 1, 2021
Transfer Doc	0000022547
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	570 TERRACE AVE, HALF MOON BAY, CA 94019-1548
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001541
Date	Jan 9, 2019
Instrument	2019-001541

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 31, 2049

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Feb 10, 2021
Property Address	570 TERRACE AVE, HALF MOON BAY, CA 94019-1548
Document Number	0000022547
Map Reference	MB 4 PG 1
Instrument Date	Feb 1, 2021
Instrument	2021-022547
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 TERRACE AVE, HALF MOON BAY, CA 94019-1548

Mortgage

Document Number	0000022548
Date	Feb 10, 2021
Instrument	2021-022548

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	Mar 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

Mortgage

Document Number	0000022549
Date	Feb 10, 2021
Instrument	2021-022549

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$836,276 (+2%) Land $436,974 Building $399,302
2025	$11,050.00 (+11.03%) Homeowner's exemption	$819,879 (+4.04%) Land $428,406 Building $391,473
2023	$9,952.00 (+2.61%) Homeowner's exemption	$788,044 Land $411,771 Building $376,273	$1,222,470
2022	$9,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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