567 Terrace Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 567 Terrace Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1975
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,205,000 (Apr 2026)
Tax Bill	$17,726 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`056-062-210`

Property Details

APN / Parcel Number

Primary APN	`056-062-210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,300 sqft (0.122 acres)
Lot Dimensions	106 ft deep x 50 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	567 TERRACE AVE
City	HALF MOON BAY
State	CA
Zip	94019-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 49 50 BLOCK 1 NEWPORT TERRACE RSM 4/1
Legal Subdivision	NEWPORT TERRACE
Legal Block	1
Legal Lot Number	49
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2051
Census Tract	613501

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Apr 6, 2026	Grant Deed, Transfer · Conventional Mortgage TEACHERS FEDERAL CREDIT UNION
Nov 29, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Nov 29, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 10, 2017	Deed of Trust, Mortgage · ARM UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Deed Document Number	202617637
Prior Transfer Date	Jun 26, 1997
Prior Transfer Doc	0000083312
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547

Mortgage

Document Number	0000036674
Date	May 2, 2022
Instrument	2022-036674

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547

Mortgage

Document Number	0000069066
Date	Sep 23, 2022
Instrument	2022-069066

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 6, 2026
Property Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547
Document Number	0000017637
Instrument Date	Apr 2, 2026
Instrument	202617637
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,875.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547

Mortgage

Document Number	0000017638,
Date	Apr 6, 2026
Instrument	202617638

Lender

Name	TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Nov 29, 2021
Property Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547
Document Number	0000163105
Map Reference	MB 4 PG 1
Instrument Date	Nov 17, 2021
Instrument	2021-163105
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Nov 29, 2021
Property Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547
Document Number	0000163106
Map Reference	MB C PG 57
Instrument Date	Nov 16, 2021
Instrument	2021-163106
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	567 TERRACE AVE, HALF MOON BAY, CA 94019-1547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031033
Date	Apr 10, 2017
Instrument	2017-031033

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,423,396 (+2%) Land $909,242 Building $514,154
2025	$17,726.00 (+6.65%) Homeowner's exemption	$1,395,487 (+11.64%) Land $891,414 Building $504,073
2024	$16,621.00 (+10.78%)
2023	$15,003.00 (-4.31%) Homeowner's exemption	$1,250,000 Land $798,000 Building $452,000	$1,308,240
2022	$15,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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