580 Summit Downs Ct, Fenton, MO 63026 Property Records

St. Louis County property record for 580 Summit Downs Ct, Fenton, MO 63026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,651 sqft · built 1980
Lot Size0.324 acres (14,100 sqft)
OwnerIndividual Name on Record
Tax Bill$5,558 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN29P-62-0181

Property Details

APN / Parcel Number

Primary APN29P-62-0181

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,651 sqft Living Area
Gross Area3,031 sqft
1st Floor Area1,406 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area14,100 sqft (0.324 acres)
Lot Dimensions149 ft deep x 142 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area362 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address580 SUMMIT DOWNS CT
CityFENTON
StateMO
Zip63026-3936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionSUMMIT MEADOWS PLAT 4 LOT 140 29P640301 6 11 79
Legal SubdivisionSUMMIT MEADOWS PLAT 4
Legal Lot Number140
JurisdictionST LOUIS MO
Township / Civil DivisionBONHOMME
Census Block Group2
Census Block2002
Census Tract221424

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address580 SUMMIT DOWNS CT, FENTON, MO 63026-3936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Recording DateJun 22, 2026
Property Address580 SUMMIT DOWNS CT, FENTON, MO 63026-3936
Document Number0000000763
Instrument DateJun 9, 2026
Instrument2026763
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 SUMMIT DOWNS CT, FENTON, MO 63026-3936

Mortgage

Document Number0000000763,
DateJun 22, 2026
Instrument2026763
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 9, 2056
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictLindbergh School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,340 (-) Land $27,190 Building $49,150$401,800 (-) Land $143,100 Building $258,700
2025$5,558.00 (+10.17%)$76,340 (+12.7%) Land $27,190 Building $49,150$401,800 (+12.71%) Land $143,100 Building $258,700
2024$5,045.00 (+0.1%)
2023$5,040.00 (+3.85%)$67,740 (+10.81%) Land $20,220 Building $47,520$356,500 (+10.82%) Land $106,400 Building $250,100
2022$4,853.00$61,130 Land $20,220 Building $40,910
2021$321,700 Land $106,400 Building $215,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims12 (1979–1995)
Claims Outside the SFHA5 of 12
Most Recent ClaimMay 1995 · Severe Storms, Tornadoes, Hail, Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Wisper ISP.

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