St. Louis County property record for 564 Summit Downs Ct, Fenton, MO 63026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,236 sqft · built 1983 |
| Lot Size | 0.339 acres (14,758 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Oct 2020) |
| Tax Bill | $3,730 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29P-64-0512 |
| Primary APN | 29P-64-0512 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| Gross Area | 1,654 sqft |
| 1st Floor Area | 1,236 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 14,758 sqft (0.339 acres) |
| Lot Dimensions | 157 ft deep x 94 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 564 SUMMIT DOWNS CT |
|---|---|
| City | FENTON |
| State | MO |
| Zip | 63026-3936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SUMMIT MEADOWS PLAT 4 LOT 147 29P640301 6 11 79 |
| Legal Subdivision | SUMMIT MEADOWS PLAT 4 |
| Legal Lot Number | 147 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 221424 |
Source: St. Louis County records · APN 29P-64-0512
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 564 SUMMIT DOWNS CT, FENTON, MO 63026-3936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on Record |
| Deed Sale | Oct 26, 2020 · Amount on Record |
| Deed Document Number | 2020602 |
| Deed Book / Page | 24394 / 3388 |
| Prior Transfer Date | Oct 05, 2020 |
| Prior Transfer Doc | 0243943388 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 564 SUMMIT DOWNS CT, FENTON, MO 63026-3936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 564 SUMMIT DOWNS CT, FENTON, MO 63026-3936 |
| Document Number | 2023092800527 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023092800527 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 26, 2020 |
| Property Address | 564 SUMMIT DOWNS CT, FENTON, MO 63026-3936 |
| Document Number | 0243943388 |
| Book / Page | 24394 / 3388 |
| Map Reference | MB 189 PG 42 |
| Instrument Date | Oct 05, 2020 |
| Instrument | 2020102600602 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | GATEWAY TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|---|
| Address | 9006 MIDDLEWOOD CT, 9006, SAINT LOUIS, MO 63127-1312 |
| Name | Verified Name |
|---|---|
| Address | 564 SUMMIT DOWNS CT, FENTON, MO 63026-3936 |
| Document Number | 2020102600603 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020102600603 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,360 (+8.74%) Land $27,380 Building $26,980 | $286,100 (+8.74%) Land $144,100 Building $142,000 | |
| 2024 | $3,730.00 (+0.08%) | ||
| 2023 | $3,727.00 (+10.76%) | $49,990 (+17.93%) Land $20,440 Building $29,550 | $263,100 (+17.93%) Land $107,600 Building $155,500 |
| 2022 | $3,365.00 | $42,390 Land $20,440 Building $21,950 | |
| 2021 | $223,100 Land $107,600 Building $115,500 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1979–1995) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | May 1995 · Severe Storms, Tornadoes, Hail, Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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