St. Louis County property record for 576 Summit Downs Ct, Fenton, MO 63026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,141 sqft · built 1982 |
| Lot Size | 0.21 acres (9,152 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,356 (2024) |
| Deeds & Mortgages | Aug 2020 Reverse Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29P-6-2-020-2 |
| Primary APN | 29P-6-2-020-2 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,141 sqft Living Area |
| 1st Floor Area | 1,101 sqft |
| Game Room | Game Room |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,152 sqft (0.21 acres) |
| Lot Dimensions | 113 ft deep x 81 ft wide |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 84 sqft |
| Patio Area | 144 sqft |
| Balcony | Balcony |
| Balcony Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 576 SUMMIT DOWNS CT |
|---|---|
| City | FENTON |
| State | MO |
| Zip | 63026-3936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SUMMIT MEADOWS PLAT 4 LOT 141 29P640301 6 11 79 |
| Legal Subdivision | SUMMIT MEADOWS PLAT 4 |
| Legal Lot Number | 141 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 221424 |
Source: St. Louis County records · APN 29P-6-2-020-2
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 576 SUMMIT DOWNS CT, FENTON, MO 63026-3936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Reverse Mortgage MAGNOLIA BANK |
| Aug 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 576 SUMMIT DOWNS CT, FENTON, MO 63026-3936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TRUE CONCEPT TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 567 SUMMIT DOWNS CT, FENTON, MO 63026-3936 |
| Document Number | 0242800177 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 24280/177 |
| Instrument | 2020082402011 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | MAGNOLIA, KY 42757 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.94% |
| Type Change Date | Sep 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 576 SUMMIT DOWNS CT, FENTON, MO 63026-3936 |
| Document Number | 0242800196 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | TRUE CONCEPT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 576 SUMMIT DOWNS CT FENTON MO 630263936, FENTON, MO 63026-3936 |
| Document Number | 0242800196 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 024280/000196 |
| Instrument | 2012 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.94% |
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,580 (+12.55%) Land $23,450 Building $27,130 | $266,200 (+12.56%) Land $123,400 Building $142,800 | |
| 2024 | $3,356.00 (+0.09%) | ||
| 2023 | $3,353.00 (+8.23%) | $44,940 (+15.14%) Land $18,530 Building $26,410 | $236,500 (+15.14%) Land $97,500 Building $139,000 |
| 2022 | $3,098.00 | $39,030 Land $18,530 Building $20,500 | |
| 2021 | $205,400 Land $97,500 Building $107,900 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892214242, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1979–1995) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | May 1995 · Severe Storms, Tornadoes, Hail, Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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