39 Forest Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 39 Forest Ave, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	890 sqft · built 1900
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on File
Last Sale	$379,000 (Mar 2022)
Tax Bill	$10,915 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03502-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`48-03502-0000-00022`
Alternative APN	`480350200022`

Interior

Stories	1 Story
Building Area	890 sqft Living Area
1st Floor Area	890 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	13,112 sqft (0.301 acres)
Lot Dimensions	131 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	39 FOREST AVE
City	RAMSEY
State	NJ
Zip	07446-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.301AC
Legal Subdivision	RAMSEY
Legal Block	3502
Legal Lot Number	22
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	4
Census Block	4028
Census Tract	44100

Owner

39 Forest Ave is owned and occupied by an individual who bought it in March 2022.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	39 FOREST AVE, RAMSEY, NJ 07446-2706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Deed Document Number	202235947
Deed Book / Page	4634 / 24
Prior Transfer Date	Mar 11, 2022
Prior Transfer Doc	0046340024
Record Updated	Sep 20, 2026

March 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 28, 2022
Property Address	39 FOREST AVE, RAMSEY, NJ 07446-2706
Document Number	0046340024
Book / Page	4634 / 24
Instrument Date	Mar 11, 2022
Instrument	2022035947
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	ALLIED TITLE, ALLIED TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,013.40
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 CHAPEL RD, 19, MAHWAH, NJ 07430-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FOREST AVE, RAMSEY, NJ 07446-2706

Mortgage

Document Number	2022035948
Date	Mar 28, 2022
Instrument	2022035948

Lender

Name	ALLY CAPITAL CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 39 Forest Ave was $10,915, down 5.5% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,200 (+0.21%) Land $410,200 Building $121,000	$531,200 (+0.21%) Land $410,200 Building $121,000
2025	$10,915.00 (-5.46%)	$530,100 Land $410,200 Building $119,900	$530,100 Land $410,200 Building $119,900
2024	$11,545.00
2023		$409,100 Land $272,600 Building $136,500	$409,100 Land $272,600 Building $136,500
2022	$10,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Forest Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1992–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300