Penobscot County and Bangor City property record for 58 Charles St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,771 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,639 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:032 L:077 |
| Primary APN | BANG M:032 L:077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,771 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 4000 |
|---|---|
| Street Address | 58 CHARLES ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 77 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 500 |
Source: Penobscot County and Bangor City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 58 CHARLES ST, BANGOR, ME 04401-4651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNIVERSITY CREDIT UNION |
| Oct 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY CREDIT UNION |
| Apr 19, 2019 | Deed of Trust, Mortgage STATE OF MAINE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 58 CHARLES ST, BANGOR, ME 04401-4651 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0169960115 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 16996/115 |
| Instrument | 27218 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 58 CHARLES ST, BANGOR, ME 04401-4651 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0157620128 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 15762/128 |
| Instrument | 35805 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 58 CHARLES ST, BANGOR, ME 04401-4651 |
| Document Number | 0151250166 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 58 CHARLES ST BANGOR ME 044014651, BANGOR, ME 04401-4651 |
| Document Number | 0151250166 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 015125/000166 |
| Instrument | 10241 |
| Name | STATE OF MAINE |
|---|---|
| Address | 15 MAIN ST, ORONO, ME 04473-4000 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 23, 2024 |
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,639.00 (-2.22%) | $149,100 (+2.47%) Land $10,700 Building $138,400 | |
| 2024 | $2,699.00 (+6.47%) | $145,500 (+9.89%) Land $10,700 Building $134,800 | $155,325 |
| 2023 | $2,535.00 (+4.41%) | $132,400 (+11.26%) Land $10,700 Building $121,700 | |
| 2022 | $2,428.00 | $119,000 Land $10,700 Building $108,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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